The benefits of line of credit loans

Do you want more financial freedom? Have you got equity in existing property? Would you like to consolidate your finances? A line of credit loan may give you access to funds to purchase another property, invest in shares or take a well-deserved holiday.

RBA Rate to hold again at 1.5

The RBA have continued a seven-month streak and left interest rates unchanged at 1.5 per cent at the March 2017 meeting.

Can you afford a mortgage?

For many Australians, buying your own home is something you dream about (while indulging in a smashed avocado brunch), but is it an unobtainable dream?

How to repair your credit score

Swiping your credit card to buy that new laptop may have felt great in the moment but your lender doesn’t care that your purchase improved your happiness; they care that you pay your monthly invoices – with interest.

How you lose money through laziness

When was the last time you went through all your transactions with a fine-tooth comb?

How to pick your first credit card

When you’re younger, financial decisions like credit cards are a far away concern. As you get older, it’s wise to consider all your options before deciding which one is right for you.

What's the best way to spend your bonus?

RateCity has compiled a few ways you can spend your bonus wisely and make your money work for you.

Renting vs. buying, what should you choose?

Choosing between renting or buying property can be a daunting process.

New investor loans blocked by big lenders

One of Australia’s biggest lenders has made sweeping changes to its investor lending policies, RateCity understands.

RBA rate held at 1.5 per cent

The Reserve Bank of Australia has left the official cash rate on hold at 1.5 per cent in its February 2017 Board meeting.