Do I need to disclose my loan purpose?

When applying for a personal loan, you’ll most likely have a specific purpose in mind. But are you required to disclose this information on your application?

Best car loans for September 2020

Despite new car sales continuing to decline in response to COVID-19, there’s no shortage of competitive car loans available to those who are in the market.

Can I refinance my car loan?

When it comes to your personal finances, it’s not a bad idea to keep an eye out for better offers on financial products that could potentially save you money.

SUVs claim over half of the market while new car sales continue to face tough conditions

New car sales continue to be impacted by “challenging and difficult conditions”, according to the latest Federal Chamber of Automotive Industries (FCAI) data.

How do you refinance a car loan?

If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.

Do RBA rate changes affect car loans?

It might be common knowledge that any change the Reserve Bank of Australia (RBA) makes to the cash rate will have an effect on home loans, but can it impact your car loan in the same way?

Three ways green car loans could save you money

Buying an eco-friendly, or ‘green’, car is not only an environmentally responsible decision, it could also potentially be a financially responsible decision in more ways than just day-to-day running costs.

How to search for a mortgage

The mortgage loan market is a search term that web browsers use when starting the hunt for a home loan from a bank, building society or credit union.

What does a home loan calculator do in Australia?

Gaining finance for a new home can be one of life’s biggest hurdles. But, with online tools such as RateCity’s series of home loan calculators, finding the right home loan for your needs can be simplified.

What is a redraw facility?

What is a redraw facility?