Australia’s best personal loans for October 2020

New personal lending recorded a drop in the latest reference period, but consumer confidence is on the up, according to recent data.

Do I need a deposit to get a car loan?

Whatever the reason you may be looking for car finance, having enough cash in the bank for a deposit might not be the first thing on your mind.

How important is the performance of a super fund?

Despite too often being disregarded, one of the most important factors of your super fund is the investment return that it makes, known as its performance.

Can I increase my home loan to buy a car?

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.

Will a HECS or HELP debt affect your credit score?

While your uni days might now be a thing of the past and your focus is on the future, you may be left wondering if your student debt will rear its ugly head.

Can I have two personal loans at the same time?

No matter how much of a forward planner you are, there can be times when your financial needs change seemingly overnight.

Is it possible to pause my car loan repayments?

There may come a time when even the most cautious of borrowers experience an unavoidable blow to their finances, making it difficult to meet their previously manageable repayments.

Top-rated personal loans for September 2020

Personal lending saw an increase in July for the third consecutive month, according to recent data from the Australian Bureau of Statistics.

Do I need to disclose my loan purpose?

When applying for a personal loan, you’ll most likely have a specific purpose in mind. But are you required to disclose this information on your application?

Best car loans for September 2020

Despite new car sales continuing to decline in response to COVID-19, there’s no shortage of competitive car loans available to those who are in the market.