Laine Gordon

Will interest rates drop further tomorrow?

If economists' predictions are anything to go by, we are heading towards further interest rate cuts, possibly as early as tomorrow.

Save $70,000 on your home loan

Keen to pay down your home loan with minimal effort and looking for advice about how to do it? Then you've come to right place because at RateCity we've got heaps of advice, guides, tips and even calculators – including a mortgage calculator – that will help put you on the fast track to financial freedom.

Home ownership out of reach for many Aussies

Home ownership may be the great Australian dream, but it's a dream that remains out of reach for many Australians. The State of Australian Cities report by Infrastructure Australia, released last month, highlighted yet again that the rise in Australian house prices over the past decade is among the highest in the developed world.

How much is too much debt?

Buying your first home doesn't have to be a financial headache. There are ways to ensure you don't overstep your mortgage budget and borrow more that you can afford.

How to get a holiday home to call your own

If owning a home is the great Australian dream, surely owning a holiday home is the dream on steroids.

How to capitalise on a holiday home

If owning a home is the great Australian dream, surely owning a holiday home is the dream on steroids.

Five ways to save as a first-home buyer

Buying your first home is an experience fraught with excitement, anticipation and fear, in constantly changing doses. The main anxiety-inducing aspect of the process is the cost. But don't despair: here are five ways to save when you are buying your first home and taking on a mortgage.

Five ways to save $1000s when buying property

It doesn't matter which way you look at it, buying a home is an expensive exercise. Thankfully, the benefits can outweigh the negatives – you gain security, the satisfaction of designing your home exactly to your taste, and you stop wasting money on rent.

Save a packet with a package

If you're trying to get a better deal on your mortgage, and improve your finances generally, it may be worth considering a package home loan, which bundles your mortgage together with other financial products, such as credit cards and everyday transaction accounts.

Say goodbye to debt six tips for a clean slate

For most of us, our mortgage is the biggest debt we'll carry through much of our adult life. But debt comes in all shapes and sizes - furniture or appliances bought on interest-free loans, mounting credit card debt and massive car loans are all symptoms of our buy now pay later consumer mentality.