Australians went on a record breaking $25.7 billion credit card spending-spree in November – but can they pay it back now?

Australians went on a huge shopping-spree in November making almost $69 billion of transactions on their credit cards and debit cards in November – the highest values since records began in 2002.

Boxing Day sales warning: don’t blow a hole in your budget bagging a ‘bargain’

Shoppers planning to spend big in the post-Christmas sales are being warned to create a budget and keep track of their spending.

Black Friday warning: don’t send your budget into a black hole

Shoppers planning to spend big in the Black Friday and Cyber Monday sales are being warned to write out lists and set spending limits to avoid getting into trouble.

Westpac hikes fixed rates for 3rd time in a month

Like CBA and ANZ, Westpac now has no advertised fixed home loan rates under 2 per cent.

ANZ joins the race to hike fixed rates

Australia’s fourth largest bank, ANZ, has hiked its fixed rates for the second time in three weeks.

Westpac launches 0% interest credit card to take on the buy now, pay later sector

Westpac has announced it’s launching a no interest credit card, similar to those launched by big bank competitors, CBA and NAB last year.

How APRA caps could impact how much Australians can borrow

Consumer advocate RateCity.com.au welcomes news APRA is considering changes to address the increasing risk in Australia’s home lending market.

21 lenders offering cashback on home loans rates under 2%

New RateCity.com.au analysis shows there are 25 lenders offering cashback deals – 21 of these lenders are also offering at least one rate under 2 per cent with the cashback for owner-occupiers.

Australia’s last record low fixed rate disappears – but there’s still 181 rates under 2%

Analysis from RateCity.com.au shows in each fixed rate category (1- 5-years), the lowest rate has now disappeared.

1 in 6 households can’t raise $2,000: what options do they have?

Troubling research from the ABS shows 17.5 per cent of Australian households can’t raise $2,000 in an emergency.