Mark Bristow

Some of the best home loans in March 2023

Interest rates are widely tipped to rise at the next meeting of the Reserve Bank of Australia (RBA), with at least one more hike expected to follow. As the cash rate potentially approaches its peak, what will this mean for Australian homeowners and first home buyers?

How to get multiple mortgages for investment properties

Investing in real estate can let you benefit from rental income today and potentially capital gains in the future if your investment property’s value increases. The more investment properties you add to your portfolio, the more of these benefits you could potentially enjoy.

Is it worth considering a credit card balance transfer?

A credit card balance transfer is a type of debt consolidation that can help you pay down your mounting credit card debt faster. It involves transferring your debt from one or more credit cards onto a new card with a temporary low interest rate to minimise your interest charges while you pay off your outstanding debt. 

Which eco-friendly car should you buy? | RateCity

Whether you are looking for an SUV to accommodate your growing family or a compact city car to zip through the traffic, there are some eco-friendly options out there that could help you save money and reduce your impact on the environment.

What is a car subscription service? | RateCity

In a subscription economy, it isn’t surprising to see an increasing demand for pay-as-you-drive cars. Just like you pay a fixed amount regularly to listen to your choice of music on Spotify or similar streaming services, a car subscription service lets you pay a regular fee to use a car of your choice. 

Can you buy a house with a reverse mortgage?

Unlike a typical home loan, a reverse mortgage is often taken out by people who already own a home. A reverse mortgage allows equity in the home to be unlocked and used on other expenses, but it may not be easy or even possible to buy a home with a reverse mortgage. 

Rate rises costing us sleep: five stress-relieving savings tips

Interest rates and inflation aren’t just affecting our wallets, but our mental health. New data shows that young Australians are literally losing sleep over the rising cost of living.

How much of my pay should go to savings?

Whether you earn a salary or run your own business, you need to look over your finances from time to time to make sure what you earn meets your needs and lets you put aside some money for a rainy day. If you find yourself wondering how much you should save up, you may not find an easy answer. However, you can approach the question from a couple of different angles.

Choosing between a hatchback or an SUV for your family

Getting a new car could significantly enhance your lifestyle by offering freedom and convenience. If you’re torn between a sports utility vehicle (SUV) and a hatchback, it’s important to choose a car that will suit your style and needs.

Can you convert a personal loan to a home loan?

If you are juggling multiple debts, one way to simplify your finances is by consolidating your debts into a single loan. Converting from a personal loan to home loan can result in a more affordable, single loan under certain conditions.