Mark Bristow

COVID still hitting young people in the wallet – how can you get your finances back on track?

While much of Australia is on a road to recovery after the past few years of financial ups and downs, Australians under 24 are still struggling to shake off the financial effects of the COVID-19 pandemic, according to a new report.

How to reduce home loan debt

Finding ways to lower your outstanding mortgage debt could potentially help to lower your risk of financial stress, and even make more options available for managing your personal finances.

How to borrow money in Australia

Borrowing money in Australia isn’t as easy as walking into a bank and walking back out with a big bag of cash. Whether you’re borrowing money to buy a home or for other purposes, you’ll need to fulfil certain eligibility criteria to see your loan application approved.

How to understand your mortgage repayments

Whether you’re working out if you can afford a home loan, or if you already have a mortgage, it’s worth understanding exactly what goes into your mortgage repayments, so you can be confident that you’re getting value for money.

What is a home loan offset account?

When used carefully, a mortgage offset account can cut years off your home loan and save you thousands of dollars.

Rush to the regions: which areas offer affordable house prices?

Thinking of moving to the country, or investing in a piece of regional property? The recent Roaring Regions report from PRD Real Estate’s research division lists the top 10 affordable regional areas for 2022.

Is there such a thing as loyalty discount home loans?

Are you a loyal home loan customer? If so, you could be rewarded with lower interest rates, provided your mortgage is with a lender that offers loyalty discounts.

Some of the best home loans in April 2022

The Reserve Bank of Australia (RBA) has kept its promise to be patient with the national cash rate, holding it at the record low of 0.1 per cent for another month. But with some big banks forecasting that rates could start rising later this year, what are some of the options available to home buyers and mortgage holders? 

Six ways to enter the property market

If you have ambitions to build a property portfolio and retire by 30, or simply want to own your forever home, there are a few different potential strategies that could help you take that first step onto Australia’s property ladder.

Why are property values falling in Sydney and Melbourne?

Data recently released indicates that Australia’s property markets could be slowing down. So, what’s causing this downturn, and are these trends likely to continue in the future?