Mark Bristow

Four habits to learn to love to keep your credit score top notch

Being mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:

Some of the best home loans in March 2021

After a year of ups and downs, Australia’s home loan marketplace is looking a lot different. Following emergency cash rate cuts from the Reserve Bank of Australia (RBA) and an economic recession, many lenders have thoroughly slashed their home loan interest rates.

Do unpaid taxes affect your credit score?

Your unpaid personal taxes should not affect your credit score in most cases, though unpaid business taxes may be another story.

Why a credit score check doesn't affect your credit score

You may have heard that when a bank or lender performs a credit check, that can potentially reduce your credit score, making it harder to borrow money in the future. However, checking your own credit score isn’t the same as a credit check from a bank, and does not hurt your credit score. Here’s why.

Some of the best owner occupier home loans for February 2021

With Australia’s cash rate predicted to sit on hold at just 0.10 per cent for at least the next few years, RateCity analysis indicates that we may be looking at the bottom of the cycle when it comes to home loan interest rates.

RBA governor encourages Aussies to send credit card companies a message

Reserve Bank of Australia (RBA) governor, Dr Philip Lowe, has expressed his “frustration” with credit cards charging interest rates upwards of 20 per cent, and encouraged Australians to shop around for better rates to send a message to card providers.

Some of the best investor home loans for January 2021

While much of the record levels of borrowing activity at the end of last year came from owner occupiers, including first home buyers, interest rates have also fallen for investor loans.

Australia sees highest number of first home buyers since the GFC

In November 2020, Australia saw its highest number of owner occupier first home buyer loan commitments since October 2009, according to the Australian Bureau of Statistics (ABS).

Some of the best home loans for owner occupiers in January 2021

Could 2021 be the year you buy your first home? Or are you overdue to refinance the mortgage on your home? In any case, you’ll want a home loan that suits your needs.

More affordable home insurance required across northern Australia says ACCC

The Australian Competition and Consumer Commission’s (ACCC’s) report into insurance in northern Australia has revealed that unaffordable home and contents insurance is affecting the prosperity of communities across the region, though there are actions that could help address this.