Mark Bristow

Credit card lending increasing, but yet to reach pre-COVID levels

Australians are understood to be spending more confidently on their credit cards, though not yet at the same rate as before the pandemic, according to recent statistics from the Australian Prudential Regulation Authority (APRA).

Investor rates stay down across some of Australia’s best investor home loans in April 2021

While much of the recent property market activity has been attributed to first home buyers and other owner occupiers, investors seeking to expand their portfolios may also be looking to take advantage of lower interest rates. 

Rising household wealth to drive more car purchases

More Australians have been buying motor vehicles and applying for car loans than at this time last year, with more money expected to be spent on cars in the year to come.

Some of the best home loans in April 2021

Despite the Reserve Bank of Australia (RBA) having not lifted the national cash rate in over a decade, many mortgage lenders are aggressively competing for business from borrowers. But while many borrowers will go looking for the home loans with the lowest interest rates, it’s important to also consider which home loans offer the fees, features and other benefits that could offer greater value for your financial situation.

Can I get a personal loan for a holiday?

Following the recent announcement of the New Zealand-Australia travel bubble, and with more destinations set to potentially open up in the future, many Australians may be planning their next holiday… and how they’ll pay for it.

How do you file a home insurance claim for flooding?

Natural disasters are a fact of life in Australia, though they still take many of us by surprise. If you’ve been affected by storms and flooding, you’ll want to quickly find out what’s covered by your insurance so you can make a claim.

How fast can you fix a credit score, and how do you do it?

Having bad credit may make applying for loans and credit cards feel impossible. But it is possible to recover from a bad credit score, though the length of time it will take may vary. Checking your credit report is often a good start, as is demonstrating your financial responsibility.

Some of the best car loans in March 2021

Planning a road trip over Easter? Want to finally go and visit those relatives you haven’t seen in what feels like more than a year? If you’re wanting a fresh set of wheels to hit the road, you may be in the market for a car loan.

Banks offer support for customers affected by NSW floods

With entire regions of central New South Wales being affected by severe flooding, several of Australia’s banks have offered relief and support packages for affected customers.

Three reasons a home loan calculator can help you land your dream house

Most Australian borrowers will use a mortgage calculator at some point on their buying journey. Whether it’s to work out how much you can afford to borrow, or how much the repayments would cost for different home loan interest rates, a home loan calculator may be able to help you get into the property you want, sooner.