Australian property markets range from ice-cold to red-hot

New quarterly data from Domain reveals Darwin property prices have fallen off a cliff, while Hobart values have stormed ahead.

Why it's now more important than ever to pay your debts on time

In 2014, the government introduced comprehensive credit reporting to Australia. This type of credit reporting has been used in the US and UK for many years.

APRA boss hails "clear improvement" in lending standards

Major mortgage regulatory reform appears to be over, after the banking regulator revealed “the heavy lifting on lending standards has largely been done”.

How Comprehensive Credit Reporting Affects You! - RateCity

Comprehensive credit reporting means including both positive and negative information in a person’s credit file.

How to check your credit rating

Applying for a home loan, credit card or mobile phone card? Whatever type of loan or credit you apply for, the decision to approve or reject your application will come down to your credit report.

9 ways to improve your credit score

If you want to learn how to improve your credit score, you’ve come to the right place.

Money in the bank ain't what it used to be

There are now very few transaction accounts in Australia that pay even 1 per cent in interest without imposing monthly fees or difficult conditions.

Bank extends fee waiver for low-rate mortgage

Bank Australia will continue to waive the $595 establishment fee on its variable Basic Home Loan for another three months.

Banks lift interest rates, even with RBA on hold

A range of lenders have made out-of-cycle rate hikes, blaming the interest rate rises on increased funding costs.

Banks tighten the screws on small-deposit mortgages

New research from RateCity shows banks have put the brakes on lending to people with small deposits, slashing the number of mortgage products with a maximum loan-to-value ratio (LVR) of 95 per cent in the past three years.