81 articles written by Peter Terlato

/extreme-weather-insurance-costs-set-triple-2050
Home Insurance

Extreme weather insurance costs set to triple by 2050: are you prepared?

Australians are resilient but the inflating cost of insurance premiums, as a result of extreme weather, will test our resolve over the course of the next few decades. Consider other economic factors, such as rising interest rates plus inflation, and the forecast is quite bleak. Discover what you can do to combat the doom and gloom.

/average-superannuation-fees-what-super-funds-charge
Superannuation

Average superannuation fees: Here's what super funds charge

There are a number of fees you should consider when selecting a super fund to grow your retirement savings. These include administration fees, investment fees, switching fees, fees for financial advice, transaction fees and insurance premiums. The amount you pay in fees can significantly impact your final balance.

/credit-card-denial-hurt-credit-score
Credit Score

Can credit card denial hurt your credit score?

When you apply for new credit, a lender will typically perform a credit check in order to determine your risk and reliability. This will likely involve a hard inquiry into your credit history. But does the denial or success of these applications affect your overall credit score?

/credit-cards-offering-free-flights-here-s-actually-works
Credit Cards

Credit cards offering free flights: here's how it actually works

Credit card companies advertise free bonus points, flight redemptions and other rewards as incentives to entice new customers. The costs of these benefits are often partially or wholly built into the card’s fees and rates. Discover how you can get free flights.

/credit-card-travel-insurance-enough-need-extra-cover
Credit Cards

Credit card travel insurance: is yours enough or do you need extra cover?

Many credit cards offer complimentary travel insurance but it may not provide sufficient cover for your next overseas trip. we’ve compiled a checklist to roughly compare the differences between credit card travel insurance policies and those offered by standalone providers.

/australia-first-world-review-crypto-reforms-means-investment
Cryptocurrency

Australia first in the world to review crypto reforms: what this means for your investment

Stakeholder consultations are underway to help establish a regulatory framework for the ever-developing crypto industry. A public consultation paper will be released soon.

/bank-australia-cease-car-loan-funding-fossil-fuel-vehicles-lenders-trumpeting-eco-friendly-car-initiatives
Car Loans

Bank Australia to cease car loan funding for fossil fuel vehicles: the lenders trumpeting eco-friendly car initiatives

Bank Australia and Pepper Money are supporting the electric vehicle movement in Australia, offering commitments and products to offset the environmental issues spurred by the fossil fuel industry.

/ethereum-foundation-debunks-myths-surrounding-merge
Cryptocurrency

Ethereum Foundation debunks myths surrounding The Merge

The much-discussed network upgrade, dubbed The Merge, is expected to take place before the end of the year. Controversy and confusion surround the project so its primary backers have published an explainer.

/where-to-get-credit-score-free
Credit Score

Where to get your credit score for free

Your credit score offers an indication of how credit-worthy you are, and how likely you are to pay your debts on time. If you’re seeking an efficient and safe way to discover your credit score, sign up for a free inquiry.

/young-savers-big-winners-interest-rates-surge
Savings Accounts

Young savers are big winners as interest rates surge

On the back of tax season, people are re-assessing their budgets, seeking ways to invest and grow their tax returns. Banks are hoping to woo new customers and are enticing youthful clients with exclusive, high-interest savings accounts.