105 articles written by Peter Terlato

/economic-tipping-point-when-rba-s-moves-start-impact-inflation
Home Loans

The economic tipping point: when could we see the RBA's moves start to impact inflation?

Ongoing global supply chain delays and materials shortages, as well as Russia’s invasion of Ukraine, China’s covid-zero policy and other economic constraints are key drivers of inflation. So, why haven't central bank's recent interest rate hikes impacted prices?

/here-s-australia-s-big-four-banks-think-federal-budget
Home Loans

Here's what Australia's big four banks think of the federal budget

Australia's biggest lenders are in a strong financial position thanks to soaring interest rates. Although the government’s budgetary measures were found to be relatively moderate this time around, it may preempt a more exertive and transformative May budget for 2023/24.

/7-key-budget-announcements-they-ll-affect-finances
Home Loans

7 key budget announcements and how they'll affect your finances

The budget outlines the financial approach the government will take to secure Australia’s economic future. Despite fears of a looming global recession, there are some interesting and potentially positive announcements to be drawn from Labor’s first federal budget since 2013/14.

/tron
Cryptocurrency

What is TRON?

TRON boasts 115 million global users and has processed more than 4 billion transactions. The TRON network became fully decentralised in December 2021 and is now a purely community-governed Decentralised Autonomous Organisation (DAO). The Tronix (TRX) token serves as the fundamental unit of exchange on the TRON network.

/here-s-who-s-likely-scammed-why
Credit Score

Here’s who’s most likely to be scammed - and why

Recent reports reveal record levels of losses among Australians that may be experiencing vulnerability or hardship. Despite a significant increase in disruption and deterrence, it’s more important than ever to be wary of who has access to your personal information and how secure it is.

/lock-credit-report
Credit Score

Should you lock your credit report?

Banks and lenders use your credit scores when deciding whether or not to approve your loan application. Learning your credit score may be the simplest way to identify fraudulent activity and may also encourage you to improve your rating in order to become a more viable candidate for financing.

/google-will-accept-crypto-payments-cloud-services-early-2023
Cryptocurrency

Google will accept crypto payments for cloud services from early 2023

Crypto’s notorious volatility and lack of real-world use cases means that, currently, its viability as an efficient and effective form of payment is unproven and questionable at best. However, there may be greater potential for crypto payments in the form of stablecoins.

/guide-cryptocurrency-tax-australia
Cryptocurrency

A guide to cryptocurrency and tax in Australia

It’s legal to buy, sell and hold cryptocurrency in Australia. Coins are treated as taxable assets. You'll need to keep transaction records and declare your capital gains and losses. It's helpful to understand how and when crypto is taxed and this guide will explain everything you need to know.

/summer-s-way-top-personal-loans-help-spruce-house-october
Personal Loans

Summer's on the way: top personal loans to help spruce up the house this October

Hot weather is just around the corner, laying the foundation for a slew of backyard or balcony barbecues with friends and family, gardening duties, house parties and a heap of hobbies. A personal loan that fits your budget may be able to help you fund these seasonal projects.

/rba-hikes-0-25-learn-central-banks
Home Loans

RBA hikes by 0.25%: What can we learn from other central banks?

Central banks around the world have imposed considerable interest rate hikes in an effort to curb surging inflation. However, the RBA's latest cash rate decision was scaled back compared to previous months, rising 25 basis points to 2.60%. Home loans, property prices and wages growth play a significant role in Australia's economic strategy.