Vidhu Bajaj

Personal Finance Writer

Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

206 articles written by Vidhu Bajaj

/value-of-qantas-frequent-flyer-points
Credit Cards

How much are Qantas Points worth?

Understand the value of frequent flyer points to maximise perks and benefits, and collect and use them effectively for your rewards.

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Superannuation

Can I access my super at 60 and still work?

You can choose to access your super when you reach the age of 60 and have an employment arrangement coming to an end. Find out the rules related to accessing super at 60.

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Car Insurance

What are the car insurance rates by age and gender?

How much you may be charged for car insurance is influenced by a range of factors, with your age and gender being key deciders for insurance providers.

/what-factors-determine-car-insurance-premium
Car Insurance

What factors determine your car insurance premium?

Insurance companies may consider your age, driving history and even the colour of your car when calculating the cost of your car insurance.

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Car Insurance

Your guide to car registration in Queensland

How do you register a car in Queensland when you’re buying a new or used vehicle or transferring one from another state? Explore the steps involved.

/buy-short-term-car-insurance
Car Insurance

Short-Term Car Insurance in Australia | RateCity

Explore short-term car insurance options in Australia for rental or personal vehicles, offering flexibility and coverage from one day to several months.

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Savings Accounts

Tax on Interest Earned: How much do you pay?

You need to add the interest earned from your savings account to the income you declare on your tax return and pay tax on the total.

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Home Loans

Is home loan interest tax deductible?

Own a property you rent out, either partially or as a whole? You may be able to claim a tax deduction for interest on your home loan when you file your tax return.

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Credit Cards

Travel money card vs credit card vs debit card: which should you choose?

Explore the top spending options for Australian travelers: travel money cards, credit cards, and debit cards. Discover which is best for your travels.

/should-you-get-home-loan-pre-approval-before-looking-for-property
Home Loans

Should you get home loan pre-approval before looking for a property?

Plan wisely and learn the benefits of getting a home loan pre-approval before searching for a property.