Home Loans Articles

Should you get home loan pre-approval before looking for a property?

Plan wisely and learn the benefits of getting a home loan pre-approval before searching for a property.

Easy ways to make your home energy efficient

By making your home more energy efficient, save on energy bills while also doing your part to protect the environment.

The fixed versus variable loan debate

Learn the difference between fixed and variable rate home loans. Make an informed choice regarding what’s better for your situation.

The fixed versus variable home loan debate

Learn the difference between fixed and variable rate home loans. Make an informed choice regarding what’s better for your situation.

Are holiday homes a good investment?

Planning to invest in a holiday home? Consider its purpose, pros and cons, and how you can protect your holiday home against damage.

fleet article test hl

fleet article test hl

What is rentvesting?

In this article we break down what rentvesting is all about, including what it means, how it works, and its pros and cons.

What is home loan refinancing?

You should always keep an eye on your home loan or mortgage interest rates and repayments and understand how competitive they are. These days, sites like RateCity.com.au can help you quickly and easily compare from literally hundreds of products to find a deal which best suits your needs.

What is a refinance rebate?

Are you feeling the pinch of rising interest rates on your household budget? Refinancing to a lower interest rate could give you room to breathe and possibly earn you a cash rebate in the process!

Is refinancing a fixed-rate mortgage possible?

Yes, refinancing a fixed-rate mortgage is possible. However, it can come with some additional costs, such as break costs or prepayment penalties, that you need to consider.

What is negative gearing?

Negative gearing refers to when investors can claim a tax deduction when their investments make a loss. While negative gearing offers several potential benefits, there are also risks involved.

What happens to my redraw when I refinance?

Some lenders allow you to make extra repayments on top of your minimum home loan repayments, and a redraw facility allows you to access these funds when you need them for other purposes.

What is a home loan offset account?

Getting a home loan with the right features is one of the simplest ways to reduce your costs in the long term. A mortgage offset account is one feature that could make a huge difference, potentially saving you thousands of dollars per year, and may help you repay your mortgage sooner.

Home loan redraw pros and cons | RateCity

Redraw facilities are a way to access any additional payments you make on your mortgage but are they worth it? Weigh up the pros and cons.

Why should you consider paying your mortgage every two weeks?

While many people make mortgage repayments once a month, paying your mortgage every two weeks offers some advantages. Find out why you should consider paying your mortgage fortnightly.

Sample home loans article

Sample article for testing out fintalk page

Mock Test Page

A good Experian credit score can improve your chances of getting a competitive deal on credit cards, loans or mortgages. Find out how to get your Experian Credit Score.

Dealing with a negative mortgage when going through a divorce

Find out your options if you’re dealing with divorce proceedings and your house has a negative equity mortgage.