Home Loans Articles

Can you have two home loans on one property?

It is possible to have two loans on a commercial or residential property. But before you take out a second mortgage, be informed about the advantages and disadvantages.

Can you get a home loan as a casual employee?

Does being a casual worker impact your ability to get a home loan? Read on to find out how to improve your chances of getting a home loan as a casual employee.

How to get a loan for a modular home

While modular homes are increasing in popularity, it’s still not easy to get a modular home loan. Find out how you can increase the chances of securing finance for your modular home.

Home loans for single mothers in Australia

If you’re a single mother, getting a home loan is challenging but not impossible. Find out what you need to know before applying.

Does Afterpay affect your home loan application?

When applying for a home loan, all your current debts are taken into consideration. So, what’s the impact of your Afterpay account on your home loan application?

Can a temporary resident get a home loan?

The living and investment opportunities in Australia have made it a home for expats, foreign citizens, and temporary residents. A temporary resident home loan allows you to buy a property in Australia, though you will need to meet specific requirements and conditions.

Home loans for single parents on Centrelink

Qualifying for a home loan as a single parent may be challenging, but you may be able to take advantage of certain options. If you receive a Parenting Payment from Centrelink, most lenders will accept it as a part of your income.

Can you get a mortgage at 65?

Your age is just a number. But is it an important number for lenders while approving your home loan application?

Can I get a home loan with no credit check?

With no credit check, home loans may not be approved by most lenders. If you’re facing bad credit issues, check how you can repair your credit score.

Can you salary sacrifice a home loan?

You may be able to salary sacrifice into a home loan if your employer allows it, but there may be limits on the amount of salary sacrificing possible. 

Can you get a home loan on Centrelink?

It is possible to get a home loan on Centrelink payments; however, the application process can be challenging, and you will need to do your research.

What happens to a home loan when someone dies?

A home loan can be a considerable debt that lenders may not be willing to write-off if the borrower dies

How much deposit do I need for a home loan?

How much deposit do you need for a home loan? Most borrowers need to put up a deposit worth 20 per cent of their home’s value.

Should I fix my home loan interest rate?

When finalising a home loan, should you opt for a fixed interest rate or a variable one? There are pros and cons to both, and being aware will help you to make a better decision.

How to get pre-approved for a home loan

You can get pre-approved for a home loan online, via phone, or by meeting the lender. However, pre-approval doesn’t guarantee that you’ll get the home loan.

RBA Cash Rate Cut - Is your lender passing it on?

The Reserve Bank of Australia (RBA) has cut the cash rate for the third time in 2020. Get notified if your lender cuts rates.

What happens if the RBA cuts rates today: can I get them immediately?

With speculation that November’s Reserve Bank Board meeting may result in a rate cut, you might be wondering what that could mean for you.

How to get a home loan when you're self-employed

Getting a home loan as a self-employed borrower isn’t that difficult, provided you have the right documents to prove your ability to repay the loan.