Home Loans Articles

How to retire in your 30s and live the good life

Forget working in to your mid-60s, a thrifty group of 30-somethings are retiring, and living the good life, to the envy of their peers.

The essential guide to downsizing

There are many reasons to downsize to a smaller home. Perhaps the kids have all flown the nest, or you are moving closer to the city centre where your budget only stretches to a smaller home. Or maybe you simply believe that smaller might be better.

DIY renovations that fail

Renovating can be a great way to add value to your property, but get it wrong and you could be burning money, experts have warned.

Your one-stop home loan website

Finding information about current Australian home loans takes time. The important thing to remember is, the more you read, research and gather information the better equipped you will be and the more money you could save when you finally put pen to mortgage contract.

Women are the super losers

It’s a sad reality that many women will retire with significantly less superannuation than their male colleagues, but new research reveals by how much.

Where it's cheaper to buy than rent

A new report has found it’s now cheaper to buy a home than it is to rent in almost every capital city.

Three ways to increase your home's value

House prices are tipped to remain stable this year, with the almost annual double digit house price growth of the last decade a thing of the past, reports show.

Tips for preventing your mortgage from limiting your lifestyle

The great Australian dream of owning a home can quickly turn into a nightmare if your new home sucks up your entire income, leaving little left over for a comfortable lifestyle.

How a little bit of research could save you thousands on your mortgage

Would you spend more time researching a holiday than the right home loan? According to reports, despite home loans being one of the biggest financial decisions most people make in their life time, some are still spending more time planning a holiday than their financial future.

Return of the no-deposit home loan

Banks have relaxed their lending criteria amid growing competition in the mortgage market.

What does 2013 have in store for the property market?

Property prices across Australia were on a downward slide during 2012, along with interest rates. Great news if you were buying, but not so great if you were selling.

Managing home loan repayments

If only our home loans would pay themselves off or repayments were so minimal they barely make a dent in our bank accounts. Unfortunately, for most of us that is not the case, so let's take a closer look at these pesky home loan repayments.

Housing too expensive for many Aussies

Two-thirds of Australians view the housing market as expensive, with half expecting property prices to rise over the coming 12 months, a report shows.

Chip away at the mortgage using an offset facility

It appears there’s been a bounce in the real estate market following the release of the Australian Bureau of Statistics (ABS) numbers that revealed home loan approvals were up in October.

Save thousands off your first home by comparing home loans

Australia’s first home buyers are being advised to shop around after the latest Reserve Bank cut shifted interest rates at their lowest levels since April 2009.

From two incomes to one

Starting a family is an emotional milestone many young couples dream of. Most of us know what to expect when we embark on this life-changing journey – happiness, fulfillment, sleepless nights and crying babies. But little, if anything, is said about the challenges of transitioning from two incomes to one.

Apartment v house: which is a better investment?

It’s an age-old question property investors have been asking themselves since they cottoned on to the fact that property makes a sound investment: house or apartment? Which property type makes a better investment?

Is it ever a good time to buy?

If you’re considering buying a property, chances are you’ve asked yourself, “Is this a good time to buy?” Just as likely, friends and family have volunteered advice on whether now is a good time to buy, or whether you should wait until it is a good time to buy.