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Coastline Credit Union

Coastline Credit Union home loans

Coastline Credit Union operates mostly on the Mid North Coast of New South Wales. It offers a wide range of financial service products including home loans, credit cards, business and personal banking facilities, and personal loans. It also offers car loans and insurance services and offers a number of branches on the New South Wales coast.

Customers can access their funds from any Westpac Group or St George ATM for free. Unlike a bank, Coastline Credit Union is a mutually owned credit union where all the customers are also shareholders / owners of the lender. Coastline Credit Union offers 24/7 internet banking services as well as a call centre.

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Content updated18 Oct, 2023
Product data updated

Important disclosure

Why choose Coastline Credit Union

Benefits

  • Flexible home loan products, allowing you to pay your loan down faster which may save you thousands.
  • Access to funds via the Westpac Group ATM network gives you convenience.
  • You become a shareholder when you become a customer, and you get to have a say in how your lender is run.

Drawbacks

  • Very high upfront fees for most loan products – and many have an ongoing fee as well.
  • Introductory home loan offers may have high revert rates.
  • Must be a member of the Coastline Credit Union.

Coastline Credit Union Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Australian Credit Licence 239175Fees & charges apply

7.94%

7.99%

$2,687

Variable Residential Investment Loan
  • Investor
  • Variable
  • 10% min deposit
  • P&I

Australian Credit Licence 239175Fees & charges apply

Australian Credit Licence 239175Fees & charges apply

7.24%

7.39%

$2,528

The Classic Home Loan
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 239175Fees & charges apply

Australian Credit Licence 239175Fees & charges apply

6.94%

7.09%

$2,460

The Classic Home Loan
  • Owner Occupied
  • Variable
  • 40% min deposit
  • P&I

Australian Credit Licence 239175Fees & charges apply

Australian Credit Licence 239175Fees & charges apply

7.14%

7.29%

$2,505

Minimiser Home Loan
  • Owner Occupied
  • Variable
  • 40% min deposit
  • P&I

Australian Credit Licence 239175Fees & charges apply

Australian Credit Licence 239175Fees & charges apply

6.49%

7.31%

$2,361

Fixed Rate Home Loan
  • Owner Occupied
  • Fixed undefined year
  • 40% min deposit
  • P&I

Australian Credit Licence 239175Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 6.49%

Total interest payable

$0

Total loan repayments

$0

Coastline Credit Union customer service

While in branch banking may be difficult, depending on your georgraphic location, Coastline Credit Union does offer the following customer touchpoints.

  • Customer service centre (phone)
  • Online banking
  • Email
  • Live Chat
  • Branch

How to Apply

Customers wanting to apply for a Coastline Credit Union home loan can do so by filling out an online application form or phoning the lender. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This may include:

  • Personal identification material.
  • Proof of employment and income.
  • Information regarding your current debts, liabilities and assets including any personal or car loans.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.