Why choose Summerland Bank

Benefits

  • Competitive interest rates.
  • Opportunity to bundle other financial products.
  • Online loan application process.
  • Fast loan approval.
  • Eco-friendly loans.

Drawbacks

  • Must be a member.
  • Limited branch access.
  • Limited features on fixed loans.

Summerland Bank Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Australian Credit Licence 239238Fees & charges apply

5.99%

6.04%

$2,253

Basic Loan
  • Owner Occupied
  • Variable
  • 40% min deposit
  • P&I

Australian Credit Licence 239238Fees & charges apply

Australian Credit Licence 239238Fees & charges apply

5.84%

5.89%

$2,221

Eco Home Loan
  • Owner Occupied
  • Variable
  • 40% min deposit
  • P&I

Australian Credit Licence 239238Fees & charges apply

Australian Credit Licence 239238Fees & charges apply

5.94%

5.99%

$2,242

Eco Home Loan
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 239238Fees & charges apply

Australian Credit Licence 239238Fees & charges apply

6.09%

6.14%

$2,274

Basic Loan
  • Owner Occupied
  • Variable
  • 20% min deposit
  • P&I

Australian Credit Licence 239238Fees & charges apply

Australian Credit Licence 239238Fees & charges apply

6.14%

6.19%

$2,285

Eco Home Loan
  • Investor
  • Variable
  • 40% min deposit
  • P&I

Australian Credit Licence 239238Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.84%

Total interest payable

$0

Total loan repayments

$0

Summerland Credit Union customer service

Summerland Credit Union’s branches are located throughout the NSW north coast and regional areas, with one branch in Coolangatta, Queensland. Members can access their money with Summerland ATMs as well as all ATMs in the national Westpac network, including St George, Bank of Melbourne and BankSA ATMs. As a Summerland cardholder, you pay no direct charge fees at any of these ATMs.

  • Customer service centre (phone)
  • ATMs
  • Mobile app
  • Online banking
  • Email inquiries
  • NSW branches

How to Apply

To become a member of Summerland, you need to complete a membership application, which you can do online. All Australian citizens and permanent residents are eligible to apply, provided you are over 18 years old. Documents you need include:

  • Personal ID.
  • Proof of income – whether you are self-employed or work for an employer.
  • Proof of other income, including rental income.
  • Information regarding existing debts, liabilities and assets.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.