Important disclosure
Live-in Variable Home Loan
special
Purchase and refinance, fast approval times, offset availableInterest Rate
5.94%
p.a
Comparison Rate*
5.95%
p.a
RateCity says
“Owner-occupiers with 10% deposit may be able to enjoy this low variable rate, unlimited extra repayments and free redraws, plus the option to add an offset account for $10/month.”
5.94%
p.a
5.95%
p.a
$3,203
based on $500,000 loan amount for 25 years at 5.94%
Australian Credit Licence 496431Fees & charges apply
Calculate your repayments for this loan
Your estimated repayment
$3,203
based on $500,000 loan amount for 25 years at 5.94%
Pros and cons
For Live-in Variable Loan Home Loan (Principal and Interest) (LVR < 90%)
Benefits
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- No offset account
- Discharge fee at end of loan
- No repayment holidays
Tiimely Home Variable Rate Home loan overview
For Live-in Variable Loan Home Loan (Principal and Interest) (LVR < 90%)
Details
Maximum LVR 90% | Total Repayments $960,958 |
Interest rate type Variable | Borrowing range
$50k
-
$2m
|
Suitable for Owner Occupiers | Loan term range 7 - 30 years |
Repayment type Principal and Interest | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Target Market Determination Visit Tiimely Home to view Target Market Determination. |
Features
Extra repayments Unlimited | Redraw facility Redraw fee: $0 |
Offset account | Split interest facility |
Loan portability | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits Add a 100% offset account for $10 a month. Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Backed by Bendigo and Adelaide Bank, Australia’s fifth largest bank. |
Fees
Total estimated upfront fees $0 | Application fee $0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $325 |
- Other Purchase and refinance, fast approval times, offset available
Other Restrictions
$60 - $200 PEXA fee applicable
How to apply
If you'd like to apply for this product or just get more information, follow the application process on Tiimely Home.
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