Why choose Macquarie Credit Union

Benefits

  • Variety of home loan products to choose from.
  • Package deals available to bundle financial products and get discounts.
  • Flexible home loans for investors and owner-occupiers.
  • Generous borrowing limits for home loans and low interest rates.
  • Comprehensive customer service offering.

Drawbacks

  • Must be a member.
  • Limited branch access.
  • Minimum asset/liability levels on some home loans.
  • Limited ATM access.

Macquarie Credit Union Home Loans

Loan amount

$

Minimum deposit

Loan type & Term

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Australian Credit Licence 241132Fees & charges apply

8.40%

8.45%

$2,795

Standard Variable Rate
  • Owner Occupied
  • Variable
  • 5% min deposit
  • P&I

Australian Credit Licence 241132Fees & charges apply

Australian Credit Licence 241132Fees & charges apply

6.80%

6.85%

$2,429

Special Low Rate
  • Owner Occupied
  • Variable
  • 5% min deposit
  • P&I

Australian Credit Licence 241132Fees & charges apply

Australian Credit Licence 241132Fees & charges apply

6.05%

6.70%

$2,266

Introductory Variable Rate
  • Owner Occupied
  • Variable
  • 5% min deposit
  • P&I

Australian Credit Licence 241132Fees & charges apply

Australian Credit Licence 241132Fees & charges apply

5.74%

6.74%

$2,200

Introductory Variable Rate
  • Owner Occupied
  • Variable
  • 5% min deposit
  • P&I

Australian Credit Licence 241132Fees & charges apply

Australian Credit Licence 241132Fees & charges apply

6.25%

6.90%

$2,309

Introductory Variable Rate
  • Investor
  • Variable
  • 10% min deposit
  • P&I

Australian Credit Licence 241132Fees & charges apply

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

$
130
25 years

Your estimated mortgage repayments

at interest rate 5.97%

Total interest payable

$0

Total loan repayments

$0

Macquarie Credit Union customer service

Macquarie Credit Union has a head office in Dubbo which you can visit five days a week. Customers are also able to ring Macquarie Credit Union staff at their call centre or conduct telephone or internet banking 24/7. They also offer access to RediATM facilities.

  • Customer service centre (phone)
  • ATMs
  • Mobile app
  • Online banking
  • Email inquiries
  • NSW branch

How to Apply

Macquarie Credit Union offers a number of different ways to apply for a home loan, but first, you must be a member. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income – whether you are self-employed or work for an employer.
  • Proof of other income, including rental income.
  • Information regarding your debts and assets.

About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.