871 articles written by Alex Ritchie

/top-rated-car-loans-november-finance-next-car-purchase
Car Loans

New vehicle sales hit 1 million: Top-rated car loans for November to finance your next car purchase

The number of new vehicles sold in Australia has officially surpassed one million for 2023, according to the latest research from the Federal Chamber of Automotive Industries (FCAI).

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Home Loans

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/fast-home-loan
Home Loans

How fast can you get a home loan?

How fast you can get approved for a home loan depends almost entirely on the lender. You should ensure you have the necessary information before applying.

/why-does-raising-interest-rates-stop-inflation
Home Loans

How does raising interest rates curb inflation?

After a decade of lowering the cash rate, the Reserve Bank of Australia finally began hiking rates; according to experts, to curb rising inflation levels. So, how does hiking interest rates stop inflation?

What do mortgage lenders look for in bank statements?
Home Loans

What do mortgage lenders look for in bank statements?

When you’re applying for a home loan, you will need to send your bank statements to the lender. It’s a good idea to know what lenders are actually looking for when they go over your bank statements.

/solve-gender-superannuation-gap
Superannuation

How to solve the gender superannuation gap

The gender superannuation gap means that women may retire with significantly less in their nest egg than men. Several factors contribute to this, and combating these may require a mix of structural changes, employer changes and individual actions. 

/interest-rates-rise-afford-higher-mortgage-repayments
Home Loans

Interest rates on the rise: how to afford your higher mortgage repayments

The Reserve Bank of Australia has hiked the cash rate again, so what can homeowners do right now to help give their budget some breathing room and better afford higher mortgage repayments?

/highest-savings-account-introductory-rates-new-customers
Savings Accounts

Some of the highest savings account introductory rates for new customers

Is your current savings account struggling to keep up with the latest cash rate hikes? You may be able to nab a competitive savings account interest rate just by making yourself a new customer. 

/extra-repayments-fixed-loan
Home Loans

Can you make extra repayments on a fixed loan?

Not every fixed rate home loan will allow you to make extra repayments. So, what are your options if you want a fixed rate home loan and you want to make extra repayments? 

/preparing-for-an-interest-rate-rise
Home Loans

How to prepare for an interest rate rise

As the interest rate is arguably the biggest ongoing cost that can influence a home loan, preparing your budget for a rate rise may be useful in reducing potential financial stress.