871 articles written by Alex Ritchie

/need-refinance-sooner-rather-later-depends-equity
Home Loans

Do you need to refinance sooner rather than later? It may depend on your equity

Is refinancing the right move for your home loan? Your ability to refinance may not be guaranteed. It may depend on the equity available in your home.

/does-interest-rate-affect-mortgage-payments
Home Loans

How does the interest rate affect mortgage payments?

If you’ve taken out a variable rate home loan and the interest rate changes, your monthly repayment amount will change. Understand how this works.

/electric-vehicle-sales-continue-grow-top-rated-green-car-loans-march
Car Loans

Electric vehicle sales continue to grow: top-rated green car loans for March

Vehicle sales in Australia recorded their best February result since pre-pandemic, as Australia’s growing love-affair with sustainable vehicles grew, according to the Federal Chamber of Automotive Industries.

/cashback-home-loan-deals-2000-10000-march
Home Loans

Cashback home loan deals from $2,000 to $10,000 up for grabs this March

This month, there are 33 lenders offering cashback deals for both refinancers and new buyers. These deals range from $2,000 to $10,000, depending on the size of your home loan. 

/6-reasons-you-want-pay-attention-cba-new-digital-home-loan
Home Loans

Unloan Review: 6 things you need to know | RateCity

CBA has today announced the availability of its new lower-rate digital home loan, Unloan. What makes this new digital home loan offer stand out and what does it mean for Australians considering refinancing?

/green-super-funds-sustainable-fund-options-australia
Superannuation

Green super funds: sustainable fund options in Australia

If you’re looking for more ways you can make ethical financial choices and choose to support sustainable initiatives, you may want to learn more about green superannuation funds.

/australians-16-billion-lost-superannuation-reclaim-missing-funds
Superannuation

Australians have $16 billion in lost superannuation: how to reclaim your missing funds

There is $16 billion in lost and unclaimed superannuation savings, which paints a shocking picture of how a common mistake can eat away at your retirement balance.

/comparison-sites-offer-service
Bank Accounts

Do other comparison sites offer the same service?

Trying to get your head around what exactly  a comparison site is and how they differ from each other? Look no further, as we break down how the platforms differ, and how RateCity separates itself from the pack. 

/when-will-interest-rates-fall-again
Home Loans

When will interest rates go down? | RateCity

The Reserve Bank of Australia has hiked the cash rate multiple times this year alone, resulting in home loan rates rising across the country. Millions of Australian homeowners are likely asking themselves: when will interest rates fall again?

/high-will-rates-go-here-experts-think-rba-cash-rate
Home Loans

Interest Rate Predictions Australia - How high will interest rates go?

The Reserve Bank of Australia is forecast to hike the cash rate periodically over the next six months. Here's how high experts predict the cash rate hike may climb.