871 articles written by Alex Ritchie

/how-to-negotiate-a-better-deal-on-property
Home Loans

How to negotiate a better deal on property

While a better deal on a home is never guaranteed, let’s explore some of the options you may have to put yourself in a better position when choosing a property. 

/home-loans-for-business-owners
Home Loans

How small business owners can get a home loan

If you’ve taken the leap of faith to start a small business then you’re no ordinary borrower, so an ordinary home loan may not suit your goals and needs. This is where an alternative home loan option may come in handy, such as a low doc home loan.

/save-money-with-your-home-loan
Home Loans

How to save money with your home loan

You can still save money when you own a home? Sounds ludicrous but it is possible and highly recommendable to save for those rainy days, or much needed holiday. The good news is, you can save money by simply fixing your home loan.

/city-sydney-wants-switch-green-power-how-easy-switch
Energy

City of Sydney wants to make the switch to green power: how easy is it to switch?

Sydney residents and business owners are being encouraged to switch to green energy providers by the City of Sydney to help significantly reduce their emissions. But how easy is the switching process?

/should-you-consider-a-flexible-home-loan
Home Loans

What is a flexible home loan and should you consider one?

Flexible home loans can offer you more than just your standard monthly mortgage repayments, so if you are looking for flexibility to match your forever changing lifestyle, consider a flexible home loan.

/anz-launches-app-based-plus-save-accounts-compare
Savings Accounts

ANZ Plus Review & Interest Rate Comparison | RateCity

One of Australia’s biggest banks, ANZ, has launched a new banking app that offers customers both an everyday account and ‘multi-goal’ savings account. But how does it compare to other big bank offerings?

/find-remaining-loan-term
Home Loans

How to find your remaining loan term

You may be closer to the end of your loan term than you think so discover how to find your remaining loan term. Plus, there are steps that homeowners can take to shave years off their loan.

/the-right-time-to-switch-to-fixed-interest-rates
Home Loans

When is the right time to switch to fixed interest rates?

Experts advise that when we near the end of the interest rate cycle that when it’s time to start fixing rates. But how do we know for sure that the right time is approaching?

/using-equity-to-buy-an-investment-property
Home Loans

How to use equity to buy investment property

Are you watching others around you build their property portfolios and wondering how to buy your own investment property without blowing all your savings? If you own a home, you could harness the power of your home equity to get a kick start.

/home-loan-packages
Home Loans

What is a home loan package?

A home loan package may offer a variety of benefits – but it can come with a price. It’s worth understanding the advantages and risks of a home loan package before you sign on the dotted line.