472 articles written by Alex Ritchie

/travel-back-australians-credit-cards-best-travel-plans
Credit Cards

Travel is back for Australians: which credit card is best for your travel plans?

Travel is back on the cards for many Australians, and there are a range of credit cards offering travel rewards and frequent flyer perks for those willing to compare their options.

/what-are-owner-occupied-home-loans
Home Loans

What are owner-occupied home loans?

From lower interest rates to missing out on negative gearing, there is a lot to discover about owner-occupier home loans. Discover everything you need to know about owner-occupier home loans and how to find your best home loan option.

/5-biggest-announcements-budget-mean-finances
Bank Accounts

5 biggest announcements from The Budget and what they mean for your finances

Treasurer Josh Frydenberg has delivered the 2022-23 pre-election Federal Budget. Let's explore the the biggest announcements from The Budget and what they mean for your finances.

/home-renovations-tax-deductible
Home Loans

Can you claim house renovations on tax? | RateCity

For property investors, understanding what home repairs, maintenance or improvements are tax deductible is crucial come tax time. But it’s not uncommon for investors to make simple mistakes when determining what can or cannot be lodged as a deduction.

/anz-mints-first-stablecoin-pegged-australian-dollar
Cryptocurrency

ANZ mints first stablecoin pegged to the Australian Dollar

Big four bank, ANZ, has made history today by creating the first stablecoin pegged to the Australian dollar, encouraging its customers to support cryptocurrencies.

/does-cost-add-granny-flat-property
Home Loans

How much does it cost to add a granny flat to your property?

Installing a granny flat on your property can provide additional space for family and friends while potentially boosting your property value. But just how expensive and extensive is the process of adding a granny flat?

/does-bank-charge-interest-home-loan
Home Loans

How does a bank charge interest on your home loan?

Interest rates are one of the most significant costs associated with a home loan, so you may be curious exactly how interest is calculated and charged to you.

/best-bank-accounts-teenagers
Bank Accounts

Some of the best bank accounts for teenagers

There are a range of bank accounts available for teenagers. Let’s view some of the bank options available, and discover how to compare your options.

/know-whether-rebuild-home-relocate-natural-disaster
Home Insurance

How to know whether to rebuild your home or relocate after a natural disaster

With the cost of repairs to flood-damaged homes across New South Wales and Queensland expected to soar, homeowners may be wondering whether to rebuild or relocate after significant damage to their homes.

/benchmark-interest-rate
Home Loans

Is a benchmark interest rate the average home loan rate?

A benchmark interest rate is the term given to describe the average interest rate among Australia’s major four banks – ANZ, Commonwealth, NAB and Westpac. It is also the term commonly used to refer to the minimum interest rate investors will accept when investing in a non-Treasury security.