Will your bank lend you money for a mortgage? Home loan lending criteria explained

Home loan eligibility criteria differs from lender to lender and is used to help determine whether you are financially capable of servicing a home loan in Australia.

What is an introductory rate home loan?

When you're comparing home loans, the ones with the lowest rates always jump out first. This is because banks usually offer a discounted rate for an introductory period to lure in the new customers.

Pros and cons of NSW's shared home equity scheme

NSW government may help pay 30-40% of the value of properties for frontline workers, single parents, and older single Australians in a new shared equity trial scheme. Let's explore the pros and cons of this scheme.

What is a rate rise and how often does it happen?

Over a 25–30-year mortgage it is safe to expect your rate to fluctuate. So, what causes interest rates to rise, and how often can this occur?

What are residential home loans?

There are two main reasons to purchase property; to live in the home as your primary place of residence or to rent it out as an investor. A residential home loan refers to the former of these mortgage purposes.

What type of home loan fees can you expect to pay?

There’s more to a home loan than the interest rate you may be offered. It’s crucial that homeowners understand the types of fees you may be charged and when, and how to compare your options.

What you need to know about the minimum wage increase in Australia

The minimum wage in Australia is getting an increase as of the new financial year, with our lowest-paid workers soon to be given a $40-a-week pay rise.

Credit cards with the biggest bonus points offers on sign up in June

RateCity research has done the hard work for you by compiling a list of credit cards offering the most bonus points on sign up in June. Up to 200,000 in bonus points available from these credit cards.

Frequent flyer credit card sign up bonus points that could take you to London or Rome

This month, several credit cards are offering bulk frequent flyer points that may be exchanged for flights around Australia, or to Europe return, depending on your eligibility.

What you can do about rising energy prices

With higher power prices on the horizon and the threat of power shortages dominating the news, millions of Australian households may be wondering how they can prepare for rising energy prices.