Buy now, pay later vs. credit cards: which should you choose?

Whether you’re a young Australian looking for your best option to gain access to credit, or a long-time credit card user wondering what the fuss is about BNPL services, let’s explore the benefits and risks of both options.

Some of the best new vehicle loans to get you on the road post-lockdown

If you’re considering purchasing a new vehicle and are seeking financing, you’ll want to ensure you do your research and choose the most competitive car loan option. RateCity has thankfully done the hard work for you with the RateCity Leaderboards.

Scams on the rise – how you can protect your money

Worrying new figures from the ABA show 37% of Australians have lost money to a scam, or have a family member, or close friend, who has. Here is what to do if you suspect you’ve been hacked.

ING announces it will pay customer bills up to $100 a year

ING will help its Orange Everyday customers by providing 1% cashback on their gas, water, and electricity bills. The offer will be effective from 1 December 2021, capped at $100 per financial year.

How often should you check your credit score?

Whether you’re a young Australian looking to build your credit history, or you’ve recently seen your credit score drop and are working to boost it, there’s several reasons you may be monitoring your credit score. Let’s explore how often you may want to check your credit score and credit history.

Car loan sales up for July as interest in green vehicles grows

Despite many parts of Australia being pulled back into COVID-19-related lockdowns, demand for new vehicles continued to grow in July by 16.1% month-on-month, according to the FCAI.

Should I get an offset account?

When searching for your ideal home loan, there are a range of helpful features that can offer more flexibility and reduce your ongoing repayments. One of the most popular features for a home loan which may do just that is an offset account.

Over 20,000 Aussies already receiving hardship assistance during lockdown

The latest data released from the Australian Banking Association found that over 20,000 customers have had to receive hardship assistance since 8 July 2021, during the latest COVID-related restrictions.

Does getting a second credit card hurt your credit score?

However, you may be wondering how this may affect your personal finances and does getting a second credit card hurt your credit score? Let’s explore what can affect your credit score and whether having multiple credit cards is good or bad for your credit history.

Does opening a savings account affect my credit score?

If you’ve struggled with poor credit history in the past, or if you’re curious about when credit checks may be performed, you may want to know if opening a savings account will impact your credit score.