What are some home equity loan alternatives?

Need cash fast but aren’t keen to take out an additional loan to dip into the equity you’ve paid into your mortgage? There are alternative options out there if you know where to look, some of which may charge little to no interest.

How long does pre-approval take? | RateCity

Without pre-approval, you will not know exactly how much you can afford to spend on a property. Let’s explore how long it takes to be pre-approved for a mortgage and look at the home loan journey in full.

How to help your kids improve their credit score

Let’s skip the obvious advice of “don’t take on more debt than you can manage”. There are a range of practical steps you may want to consider taking to help develop a kid's credit history and improve their credit score.

Car loans on the rise as car sales boom in Australia

ABS figures show car finance loan commitments increased 4.7% in May 2021, while the FCAI reported strong results for new vehicle sales in June, with Toyota coming out on top once again.

Will multiple home loan applications affect my credit rating?

Making multiple home loan applications can have adverse effects on your credit history, credit score and your likelihood for approval from any one of the lenders.

How to perform a financial health check for the new financial year

The new financial year is almost upon us and it’s the perfect time to take stock of your personal finances and perform a financial health check. Using RateCity comparison tools, such as tables and calculators, let’s look at how you may perform a financial health check.

How to pay off your EOFY sales credit card bill

Every year, the end of financial year sales grow bigger and become more exciting. But come July and August, our new credit card bills can leave a bit of sting in the tail. Here's some helpful tips for your EOFY sales credit card bill.

Big banks vs small banks for mortgages

One of the first questions would-be borrowers face is which home loan provider to choose, and many may be wondering whether to opt for a big bank or a small bank for their mortgage. Let’s explore some of the advantages and risks of both.

What is the maximum car loan term

In the market for a new car loan? Depending on your budget and personal financial circumstances, you may be wondering what the maximum car loan term is that you can apply for.

When I apply for a personal loan, will the lender contact my employer?

When applying for a personal loan you need to make sure your ducks are all in a row, meaning you’ve gathered all your personal documentation and ensured you’re meeting the eligibility requirements.