Aussies skipping holidays and spending at home in 2021

Australians are skipping holidays this year due to a lack of funds, with RateCity survey respondents redirecting any travel money into the family home instead.

ANZ hikes 4- and 5-year fixed home loans but cuts 2-year rates

ANZ has today hiked its 4- and 5- year rates by up to 0.45 per cent for owner-occupiers paying principal and interest. However, the big four bank has also shaved its 2-year fixed rate by 0.10 per cent.

How identity theft can affect your credit score

Online scams, including identity theft, are some of the most common ways Australians experience financial scams each year. If you’ve been targeted by identity theft, it’s important to know how it may affect your credit score, and what you can do to repair any damage done.

What happens to my car loan if my car is written off?

It’s every driver’s worst nightmare; getting into an accident or facing damages so severe your car is written off. But if you’re still making repayments on a car loan, what happens to your loan if the vehicle is a write off?

Can I use a car loan to buy a car privately?

In Australia, you can use a car loan to purchase a new or used vehicle from a dealer or a private seller. However, it can be a slightly more involved process when buying a vehicle from a private seller.

Four ways to pay off your car loan faster

Is your car loan weighing down your finances and preventing you from fully enjoying your new wheels? There are several ways you may be able to take back control and pay off your car loan faster.

What is a property history report, and how can it help you?

If you’re in the early stages of purchasing a property you may be curious to the history of the home you’re considering buying. After all, how can you move forward with a property if you don’t know its past, including rental yields and growth of its market value?

Can your social media presence help your credit score?

We all know that how we use credit cards or repay loans will impact our credit scores, but could the way you use social media also play a role? While it may seem a ridiculous notion, credit reporting bureaus overseas may start to review an individual’s Facebook or Twitter as part of determining their creditworthiness

Over a quarter of Aussies feel better about their finances than a year ago

Just over a quarter of Australians feel better about their finances than 12 months ago, according to research from the latest RateCity survey. There are some actions you may want to consider to take back control.

Is crypto legal in Australia?

Currently, cryptocurrencies and cryptocurrency exchanges are legal in Australia, including Bitcoin, Ethereum, Ripple and even Dogecoin. But what legal protections are in place for crypto traders, and could that change in the future?