472 articles written by Alex Ritchie

/fix-finances-2020-save-3000
Bank Accounts

Fix your finances in 2020 and save over $3,000

Start the new year with more money in your pocket by making four simple changes to your finances – it may save you around $3,000 in 2020.

/travel-friendly-money-moves-2020-adventures
Credit Cards

Travel-friendly money moves for your 2020 adventures

It’s easy to rack up overseas costs, including foreign ATM fees and currency conversion fees, when you’re living in the moment. However, if you can put in a little time and planning before your trip, you could save big.

/apple-pay-google-pay-samsung-pay-can-use-digital-wallet
Bank Accounts

Apple Pay, Google Pay and Samsung Pay; what does your bank offer?

Forget cash; mobile payment platforms are the king, with more banks than ever before offering a variety of digital wallet options.

/ratecity-com-au-gift-card-review
Bank Accounts

RateCity's gift card review

RateCity's 2019 comprehensive gift card review. Compare expiry dates, fees and the nice bits.

/paper-plastic-ditch-fees-good
Bank Accounts

From paper to plastic – how to ditch fees for good

A small fee on your last bank transaction might feel like a drop in the ocean, but if you’re ignoring all your account fees, you may soon be struggling to keep your head above water. If you take the time to do your research, you could ditch the pesky fees for good.

/apra-changes-average-aussie-family-can-now-borrow-60k
Home Loans

APRA changes: why the average Aussie family can now borrow $60K more

APRA’s decision today to remove the 7 per cent floor on home loan serviceability assessments will help take the brakes off Australia’s home loan credit crunch.

/banks-arent-likely-pass-next-rba-rate-cut-full
Home Loans

Why the banks aren’t likely to pass on the next RBA rate cut in full

The RBA could cut the cash rate again as early as tomorrow however it’s unlikely the big four banks will pass it on in full.

/park-tax-refund-get-best-bang-buck
Bank Accounts

Where to park your tax refund to get the best bang for your buck

If you’re one of the lucky Australians who’ll be getting a tax refund this year, you have a few places that you can deposit your dollars. But’s which one will give you the best return?

/weve-crunched-the-numbers-on-the-highest-earning-frequent-flyer-cards
Credit Cards

We’ve crunched the numbers on the highest-earning frequent flyer cards

As banks quietly shake up the credit card landscape by hiking interest rates and shaving earn rates on some rewards schemes, RateCity.com.au has crunched the numbers on the highest-earning frequent flyer cards.

/aussie-personal-wealth-falling-can-still-come-top
Bank Accounts

Aussie personal wealth is falling, but you can still come out on top

Our personal wealth is declining, but you can make some simple changes that put you ahead today.