871 articles written by Alex Ritchie

/extend-car-loan-term
Car Loans

Can I extend my car loan term?

Sometimes your original car loan is no longer financially suitable. In this case you may need to consider extending your car loan term. Let's explore the pros and cons of refinancing to extend your car loan term.

/big-bank-predicts-further-21-growth-sydney-house-prices
Home Loans

Big bank predicts further 21% growth in Sydney house prices

One of Australia’s biggest banks, NAB, has revealed a new 2021 property growth forecast for Sydney, lifting its previous May estimate of 17% to 21.6%.

/when-will-mortgage-show-credit-report
Credit Score

When will my mortgage show up on my credit report?

If you’ve recently been given full approval for a mortgage and have settled on your property, you may want to know when your mortgage will show up on your credit report.

/line-credit
Personal Loans

What is a line of credit?

There are more ways to access credit than the standard personal loan with a set term. A line of credit may offer an alternative to borrowers looking to get cash without traditional restrictions.

/home-loan-without-deposit
Home Loans

Can you get a home loan without a deposit?

There may be options to get a home loan with zero deposit or even borrow 100% of a home loan without a guarantor. Let’s explore how to get a home loan with little to no deposit.

/soon-paying-off-last-personal-loan
Personal Loans

How soon after paying off my last personal loan can I get another loan?

So, can you take out a personal loan while you’re still paying one off? Or how soon after paying off your last personal loan can you apply for a new personal loan? Let’s explore these scenarios in this article.

/household-impacts-covid-19-abs
Home Loans

Household impacts of COVID-19: ABS

New survey results from the ABS into the household impacts of COVID-19 show how Aussies expected their household income to change over the next 12 months, and how they plan to save and/or spend these funds

/calculating-home-loan-based-rental-payments
Home Loans

Calculating your home loan based on rental payments

Your rental payments, or lack of, make up a key component of how a lender will assess your borrowing power for your home loan. Let’s explore how you may be able to determine how much you can borrow for a home loan based on your rental payments and current living situation.

/home-equity-loan-guidelines
Home Loans

Home equity loan guidelines

If you’ve been paying off your mortgage for a little while you’ll start to build up a bit of equity, particularly if the housing market in your area is seeing property values increase. However, home equity loans aren’t a one-size-fits-all financing option. Let’s explore some of the basic guidelines so you can deepen your understanding of home equity loans.

/pre-approved-home-loan-online
Home Loans

Can you get pre-approved for a home loan online?

The process of getting pre-approval can be an exciting, yet time consuming affair. Would-be borrowers may be hoping to streamline the process by avoiding going into a branch to apply for a mortgage.