871 articles written by Alex Ritchie

/super-contributions-habit-time-covid
Superannuation

How to make super contributions a habit in the time of COVID

Considering superannuation contributions? You’d be surprised just how much spare change you may have if you cut out some of life’s little luxuries.

/best-savings-accounts-march-2021
Savings Accounts

Best savings accounts for March 2021

It’s another tough month for savers hoping to earn a high return on their savings account deposits, but there are still rates above 1 per cent available, if you’re willing to shop around.

/property-prices-soar-long-will-save-deposit-capital-city
Home Loans

Property prices soar: how long will it take to save a deposit in your capital city?

RateCity research has crunched the numbers on how long it may take to save a deposit in your capital city, based off of current CoreLogic median dwelling prices for February 2021.

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Superannuation

When should I rollover my super balance?

By rolling over super spread over several funds and consolidating them into a single account, you may save on fees and taxes.

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Credit Score

What has the biggest impact on your credit score?

You’d be surprised just how many of your everyday financial decisions impact your credit history. But which event makes the biggest impact on your credit score?

/home-loan-cashback-deals-march-2021
Home Loans

Home loan cashback deals for March 2021

There are currently a range of deals on offer for new mortgage customers, including cashback perks, bonus credit card rewards points and reduced LMI. Let’s explore some of the home loan deals on offer for March 2021.

/nab-cuts-savings-rates-rate-above-1-per-cent
Savings Accounts

NAB cuts savings rates - so where can you get a rate above 1 per cent?

It’s been a tough start to the year for Aussie savers, with Australia’s third biggest bank, NAB, has today cut savings rates on its main accounts by up to 0.10 per cent.

/seller-confidence-rebounds-covid-19-sting
Home Loans

“Absolutely a seller’s market”: seller confidence rebounds from Covid-19 sting

In news that may come to the relief of would-be buyers battling it out at auctions, over a third of homeowners are planning on selling in the next five years, according to new research from Westpac.

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Credit Cards

Free vs paid: how to choose between low interest or interest-free credit cards

Is it better to choose a low-rate credit card or take advantage of zero per cent interest introductory credit cards? Let’s explore both options and help to discover which type may suit your financial needs.

/rba-cash-rate-held-again-housing-prices-continue-skyrocket
Home Loans

RBA cash rate held again, housing prices continue to skyrocket

The Reserve Bank of Australia has held the cash rate at a record-low of 0.10 per cent again, meanwhile national property prices grew at the fastest recorded rate since 2003 in February.