472 articles written by Alex Ritchie

/big-changes-coming-competition-laws
Credit Cards

Big changes coming for competition laws

These amendments will provide “greater protections for small businesses and more choice for consumers by boosting innovation and opening new markets”.

/almost-half-sydney-houses-sold-1-million
Home Loans

Almost half of Sydney houses sold for $1 million or more

Good news for those looking to sell property, with million-dollar house sales at record highs (and not just in Sydney and Melbourne).

/principal-interest-home-loan
Home Loans

What is a principal and interest home loan?

Home loan repayments are either made on a ‘principal and interest’ basis or they are paid by ‘interest-only’ instalments.

/accc-cracking-car-industry
Car Loans

ACCC cracking down on car industry

The draft report illustrates an urgent need to address widespread issues, with the ACCC receiving more than 10,000 complaints over the last two years.

/questions-ask-buy-new-car
Car Loans

Questions to ask before you buy a new car

Here are RateCity’s top questions to ask before you buy a new car.

/pros-cons-buying-used-car
Car Loans

What are the pros and cons of buying a used car?

Before you sign on the dotted line at the car dealership, make sure you’ve weighed up the pros and cons of buying new or used.

/cars-in-this-economy
Car Loans

Cars? In this Economy?

Australians are less confident about their finances now than they were at the beginning of 2017, according to Roy Morgan Research.

/credit-card-lenders-taking-axe-to-rewards-programs
Credit Cards

Credit card lenders taking axe to rewards programs

As of July 1, the way consumers earn and spend rewards points will drastically change.

/scott-morrisons-credit-card-crackdown
Credit Cards

Scott Morrison's credit card crackdown

‘Predatory’ credit card practices may be a thing of the past, as Scott Morrison announces new measures to protect vulnerable Aussies from racking up thousands in unnecessary credit card debt.

5-mistakes-people-make-home-loans
Home Loans

The 5 mistakes people make with home loans

A home loan is arguably the most expensive purchase you will make, so you can’t afford to make mistakes. RateCity has compiled a list of the most common miscalculations you can make when choosing a home loan.