472 articles written by Alex Ritchie

/australians-desperate-pay-rise
Home Loans

Australians desperate for a pay rise

Wage growth rates sink lower, as the cost of living continues to rise across Australia.

/will-big-fours-interest-rate-increases-affect
Home Loans

How will the big four's interest rate increases affect you?

Yet another of the big four banks has increased home loan rates, with Commonwealth Bank of Australia (CBA) raising borrowing costs for owner-occupiers and property investors.

/secure-car-loan
Car Loans

Should I secure my car loan?

When it comes to choosing a car loan, it pays to be as picky as you would be when choosing the actual car.

/secrets-getting-lowest-home-loan-rate
Home Loans

The secrets to getting the lowest home loan rate

Did you know some banks compete to give certain borrowers a home loan?

/8-cities-cheaper-live-sydney
Home Loans

8 cities that are more affordable than Sydney

When you examine the average Australian house prices in December 2016 (according to the Domain Rental & House Pricing Report) the average price of a house in Sydney is $1,123,991.

/the-benefits-of-line-of-credit-loans
Home Loans

The benefits of line of credit loans

Do you want more financial freedom? Have you got equity in existing property? Would you like to consolidate your finances? A line of credit loan may give you access to funds to purchase another property, invest in shares or take a well-deserved holiday.

/can-afford-mortgage
Home Loans

Can you afford a mortgage?

For many Australians, buying your own home is something you dream about (while indulging in a smashed avocado brunch), but is it an unobtainable dream?

/repair-credit-score
Credit Cards

How to repair your credit score

Swiping your credit card to buy that new laptop may have felt great in the moment but your lender doesn’t care that your purchase improved your happiness; they care that you pay your monthly invoices – with interest.

/lose-money-laziness
Credit Cards

How you lose money through laziness

When was the last time you went through all your transactions with a fine-tooth comb?

/pick-first-credit-card
Credit Cards

How to pick your first credit card

When you’re younger, financial decisions like credit cards are a far away concern. As you get older, it’s wise to consider all your options before deciding which one is right for you.