871 articles written by Alex Ritchie

/apra-changes-average-aussie-family-can-now-borrow-60k
Home Loans

APRA changes: why the average Aussie family can now borrow $60K more

APRA’s decision today to remove the 7 per cent floor on home loan serviceability assessments will help take the brakes off Australia’s home loan credit crunch.

/banks-arent-likely-pass-next-rba-rate-cut-full
Home Loans

Why the banks aren’t likely to pass on the next RBA rate cut in full

The RBA could cut the cash rate again as early as tomorrow however it’s unlikely the big four banks will pass it on in full.

/tough-time-savers-big-four-banks-slash-interest-rates
Savings Accounts

Tough time for savers as the big four banks slash interest rates

RateCity.com.au data shows that over 47 banks have dropped their savings rates since the RBA cash rate cut on June 4, including ING, AMP, Bank of Queensland, ME, Suncorp and Bendigo, in addition to the big 4 banks.

/emotionally-draining-first-home-buyers-can-avoid-application-anxiety
Home Loans

“Emotionally draining”: how first home buyers can avoid application anxiety

For many lucky Australians, buying your first home can be a positive experience. But new research from St. George shows that the majority of applicants find the process emotionally draining.

/finance-granny-flat
Home Loans

How to finance a granny flat

Forking out over $100k for a granny flat is a hard ask for may Australians, so here are two common ways you can finance your new build.

/housing-affordability-best-since-2016
Home Loans

Housing affordability: best it’s been since 2016

/help-environment-get-cash-back-thanks-bank
Home Loans

Help the environment and get cash back, thanks to this bank

/rba-rate-cut-mean-around-2000-back-wallet
Home Loans

Why an RBA rate cut could mean around $2,000 back in your wallet

/bankruptcies-24-year-low-can-stay-top-debt
Personal Loans

Bankruptcies at 24 year low; how you can stay on top of debt

/park-tax-refund-get-best-bang-buck
Bank Accounts

Where to park your tax refund to get the best bang for your buck

If you’re one of the lucky Australians who’ll be getting a tax refund this year, you have a few places that you can deposit your dollars. But’s which one will give you the best return?