How to apply for a fixed home loan

If you’ve decided that a fixed rate home loan is the right choice for you, the next step is to get started on your application.

What are green home loans?

Just like standard home loans, green home loans allow you to borrow money to buy a property. But they also aim to reward borrowers for choosing to live more sustainably.

Looking for special offers this EOFY? Here are some other ways to save

Stock clearance car sales might be few and far between this end of financial year, but there are some special offers on finance that could help keep costs down.

Are fixed rate mortgages right for you?

When choosing a home loan, one of the biggest decisions you’ll make is whether to fix your interest rate. To help you decide if it’s the right choice for you, there are a number of factors to consider.

What is a standard variable rate?

When you’re looking for a home loan, it’s important to understand the different types of interest rates that lenders offer. One that you might hear referred to often is a standard variable rate.

How to search for a low-rate home loan online

If you're in the market for low rate home loans then you've come to the right place, because at RateCity you can compare thousands of mortgage products online to help you select an option that suits your needs. So put your feet up, pull out your laptop and start comparing.

Is there a right season to buy a new home?

Spring selling season, as it’s commonly referred to, is the time of year that typically sees an increase in homeowners listing their homes on the real estate market. But is this the best season to buy?

What is a variable rate home loan?

Before you decide whether a variable rate home loan is right for you, it’s important to understand what it is and how it works.

Do mortgage brokers have fees?

Enlisting the help of a mortgage broker during your home buying journey can be advantageous in a number of ways. But will it leave you out of pocket?

Which banks have increased term deposit interest rates?

This month’s Reserve Bank of Australia (RBA) board meeting saw the official cash rate rise for the first time in over a decade. But while interest rate rises may mean one thing to mortgage holders, they may be much more appealing to long-term savers.