Laine Gordon

Beat the squeeze on household budgets

Wages may be growing faster than inflation, yet research shows one in seven Australian households is spending more than it earns.

Car insurance premiums soar

Car insurance premiums have increased at a rate three times higher than inflation over the past year, new research has revealed.

Five ways to slash your home loan interest bill

Even at today’s low rates, the total interest bill can amount to almost as much as the initial loan. But there are ways to reduce the mortgage quickly and painlessly to save interest.

Mortgage versus savings

The goal of paying off your home loan fast is one that appeals to many homeowners. Paying more than the minimum repayments is the best way to achieve that goal but does paying off your mortgage make more financial sense than putting the money in a high-interest savings account?

Boomers more accident prone than Gen Y

The “at-risk” generation Y group filed fewer than 10 percent of all claims in the past three years. By comparison, baby boomers accounted for almost 40 percent of all claims made in the same period.

How to get out of debt fast

From credit cards to car loans and the mortgage, you can free yourself from debt. There are simple tips to cover everything and free up some cash in the weekly budget.

Rent or buy: which puts you on top?

The mortgage is taking a bigger chunk of our income now, despite lower interest rates. But is it cheaper to rent than buy?

Only one in five aware of cyber security breach

Only one-in-five organisations are aware they have experienced a “cyber incident” in the past 12 months.

Credit cardholders could be paying 2013 debts in 2037

RateCity found it would take 24 years and five months to repay the average credit card bill of $3282 if making only the minimum repayment each month.

How to shrink your home loan

There’s no magic when it comes to saving money on your home loan.