Laine Gordon

New hurdle for first home buyers

Despite lower interest rates, it’s now more costly for some first home buyers to enter the property market than it was this time last year, research shows.

Renovation high on the agenda

Two in five home owners are saving for a major renovation this year.

How to identify a property hot spot

Buying property does not automatically guarantee financial success. But make a sound purchase, choose a home loan wisely, and a buyer stands to gain tens of thousands of dollars, even in a slow property market.

Five common mistakes property investors make

Before you apply for your first mortgage as a property investor, take the time to consider the most common mistakes to avoid.

The pros and cons of buying off the plan

Australia’s capital cities have long been plagued by a shortage of properties, helping drive up prices – which is great if you’re selling, but not ideal if you are in the market for your first home and facing the prospect of a daunting-sized first mortgage.

Budgeting for baby

At a time when your expenses are set to skyrocket, you may also be adjusting to a single income. With a little planning, though, you can make the transition painless and easy.

Aussies waste $670m using the wrong ATMs

Consumers who use ATMs not owned by their own bank paid more than $670 million in mostly unnecessary fees last year, research shows.

Government relocation plan a farce'

The four-year scheme has been capped at 40,000 grants, but figures from the Office of State Revenue show just 1363 grants were provided across NSW between June 2011 until October last year.

How to take the pain out of moving house

It’s been described as the third most stressful life event (after death and divorce), it can take over your life and cause friction in your relationship. Packing up your life’s belongings and moving house is hardly ever stress-free, but planning ahead can ease the pain and save you money.

The financial incentive most first buyers overlook

New figures released by the Australian Prudential Regulation Authority show up until December 39,000 accounts had been opened – about 19 times fewer than initially predicted.