Laine Gordon

Credit cards - don't get stung

There's no denying that credit cards make life a hell of a lot easier, but the banks seem intent on making us pay for the convenience by charging unreasonably high credit card interest rates.

New initiative impacts borrowers

As many Australians rose bleary-eyed from their new year's celebrations, borrowers also woke to a timely pick-me-up from the federal government, with Canberra's banking reform legislation now making it compulsory for lending institutions to supply a home loan fact sheet to prospective borrowers, upon request.

Why Do Exchange Rates Change?

There’s a lot of debate amongst economists about what causes exchange rates to change. The team at RateCity have narrowed down six factors which influence rates. Can you guess which six?

Save $90K on your home loan with ease

Having a mortgage may seem like a massive long-term financial commitment. But with a few simple tips, you could shave tens of thousands of dollars off the balance and be mortgage-free years sooner.

Are you cut out to be a landlord?

With housing supply still trailing population growth, rents across Australia continue to rise steadily and rental yields – the percentage of rental income compared to the property's price – are more favourable than ever. That's good news for landlords and wannabe-landlords alike – now is a good time to consider property investment. But what does it take to be successful at it?

Is 5 percent enough to save for your first home?

First home buyers entering the property market would be wise to consider saving at least 10 percent of the purchase price, despite most lenders now requiring just 5 percent down payment.

The financial battle of the sexes, who will win?

If you're a single woman and the prospect of finding a mortgage leaves you overwhelmed don't feel alone – most women feel just like you. There are some positive steps you can take to become more confident about choosing a home loan.

Comparing Currencies

What currencies can you compare on RateCity? You might be surprised to find out we compare over 160 currencies from the obvious such as US dollar to the obscure, Tanzanian shilling!

The Effect of Foreign Exchange

In 2000, if you were an American visiting for the Sydney Olympics, you really had some spending power! Read on to find out why things have since changed.

Travel Options

Read about your options for managing money whilst travelling.