Laine Gordon

How to own your dream home within a year

As interest rates continue to fall, the dream of owning your own home may seem more achievable for many Australians. So if you're a first home buyer with a goal of securing a property next mortgage season, here are some tips to help make the dream a reality.

Three biggest mistakes when buying a home

It's the biggest purchase most of us are ever likely to make, so any mistakes we make in the process of buying a home are likely to be costly –financially and emotionally.

How the rate cut will impact you

Home owners and potential first home buyers got an early Christmas present yesterday when the Reserve Bank cut the official cash rate for the second consecutive month to 4.25 percent.

Save $70,000 on your home loan

Keen to pay down your home loan with minimal effort and looking for advice about how to do it? Then you've come to right place because at RateCity we've got heaps of advice, guides, tips and even calculators – including a mortgage calculator – that will help put you on the fast track to financial freedom.

How much is too much debt?

Buying your first home doesn't have to be a financial headache. There are ways to ensure you don't overstep your mortgage budget and borrow more that you can afford.

How to get a holiday home to call your own

If owning a home is the great Australian dream, surely owning a holiday home is the dream on steroids.

How to capitalise on a holiday home

If owning a home is the great Australian dream, surely owning a holiday home is the dream on steroids.

Five ways to save as a first-home buyer

Buying your first home is an experience fraught with excitement, anticipation and fear, in constantly changing doses. The main anxiety-inducing aspect of the process is the cost. But don't despair: here are five ways to save when you are buying your first home and taking on a mortgage.

Five ways to save $1000s when buying property

It doesn't matter which way you look at it, buying a home is an expensive exercise. Thankfully, the benefits can outweigh the negatives – you gain security, the satisfaction of designing your home exactly to your taste, and you stop wasting money on rent.

Save a packet with a package

If you're trying to get a better deal on your mortgage, and improve your finances generally, it may be worth considering a package home loan, which bundles your mortgage together with other financial products, such as credit cards and everyday transaction accounts.