Laine Gordon

Downsizing Debt Avoiding a lifetime of payments

From credit cards to car loans, mortgages and even student loans, most of us have debts weighing on our minds and draining our savings. Recent research shows credit card applications are on the rise, and have been for a few months now.

Car sharing The cheaper alternative to owning a car?

Are your car loan costs too high? Sell it, share it, and save. New car sharing companies are popping up in all capital cities to help consumers cut down on the running costs of owning your own car.

Card charges ATM reform rip off

Changes to ATM access fees next month will mean hassles when withdrawing money from ATMs. With additional charges from both banks and ATM owners, this double-whammy on cash withdrawals made from foreign ATMs could lead people towards other options, like credit cards.

5 Ways to Reduce Your Car Insurance Premiums

Some things such as your age and gender cannot be changed to obtain cheaper car insurance, but there are many things possible for lowering your annual premium expenses. Here are our five top suggestions.

Oh No; I Forgot to Renew my Drivers Licence!

While the law understands that anyone drink driving is not physically able to control a vehicle properly an insurance policy may be equally void because the driver was not the holder of a current licence.

How transaction fees work

The right transaction account for you will depend on how you do your banking, whether you have multiple accounts and loans with the one provider and how many transactions you make per month. Let’s say you have your transaction account, mortgage, a term deposit and a credit card all with the same bank. It may be worth your while to be with an institution that uses rebates.

Switching bank accounts a step by step guide

With the current state of the financial market, interest rates on deposit accounts declining by the day, and monthly account keeping fees eating into our hard earned savings, there's no better time than now to switch accounts.

Keep your cool while teaching your kids to drive

Your son or daughter is about to take that wonderful step to attain their drivers licence. Here are some strategies you can use to keep them, your car and your nerves in one piece. A review of young drivers by the Australian Transport Safety Bureau found them to be at greater risk on the roads for a variety of reasons including: lack of experience, limited ability and judgement, underestimation of risks, deliberate risk taking behaviours and use of alcohol and drugs.

Tips to wipe your credit card debt

If you have multiple credit cards that are all heading towards their maximum limits there are strategies you can use to reduce your debt.

Woolworths MasterCard unleashed on shoppers

Woolworths is the latest to join the credit card arena with the launch of their new MasterCard Everyday Money credit card, a card which offers a rewards program similar in some aspects to that of the Myer VISA in that gift cards are supplied automatically in exchange for reward points. With an interest rate of 18.99%, up to 55 days interest free