Laine Gordon

Home loans ranked 'poor' when it comes to switching

Do you have a mortgage but want to ensure you have the best deal available? One way to achieve this is by switching loans to receive a better rate. But how is this even possible if some financial institutions make it so hard to make the change?

Why it's important to have insurance if you have a mortgage

How would you pay off your mortgage and other debts if something terrible happened to the main breadwinner in your household? It's important to have insurance if you have a mortgage. As most of us don't have a bundle of money tucked away or tied up in investments, how would you or your beneficiaries cope with paying off a home loan?

What's your plan of attack for mortgage season?

Spring time; it's not only birds that start to fluff their nests, but it also marks the start of mortgage season. As winter comes to an end, history proves that spring is the time when borrowers take out more home loans to purchase and build properties. So if you're in the market for a home, make sure you're prepared for the busy mortgage season ahead

Make your investments climb using the laddering system

Laddering is not only something that happens to women's stockings, it is also used to define a type of investment strategy that investors use with term deposits. Basically, laddering is a way of assembling your cash investments so that your funds are more regularly accessible while still being able to take advantage of high-interest long-term deposit accounts.

Oh baby! Why you should plan ahead for your home loan

Are you in the market for a home loan? RateCity investigates how having kids can affect mortgage applications in the US and if this could affect you. According to an article in The New York Times mortgage lenders in the US are getting tougher on prospective borrowers planning to expand their brood by further tightening mortgage lending criteria.

Coles expands product offering to car insurance

Would you like insurance with your groceries? Coles expands product offering to car insurance. RateCity investigates a new player in the car insurance market, bringing clever marketing to win market share. We show you how Coles compares.

Window of opportunity save $1200 over three years on your home loan

RateCity shows you an opportunity that could save you money by fixing your mortgage within a few years. New research by RateCity found that the average three-year fixed rate home loans from more than 100 lenders has decreased by 0.14 percent since June to 7.64 percent

Buying your first home? Prepare to pay $15,000 before moving in

RateCity investigates the real cost of buying a home. Aside from saving for the deposit (which is generally 5 to 10 percent of the purchase price), you will need to outlay additional money for costs before you even buy the house, during the home loan process and then once you have purchased the property, including

Lost something? Don't be a victim of identity fraud

RateCity looks into identity theft and how you can protect your identity while using your credit card. At some stage or another, all of us have had our wallet, credit card or our identity stolen or we know of someone that has. It is a frightening and vulnerable position to be in and the consequences can be permanent.

Online savings accounts are so hot right now!

RateCity shows you why interest rates for online savings accounts are so hot right now and how you can get in on the action. RateCity shows you why interest rates for online savings accounts are so hot right now and how you can get in on the action.Saving for a holiday or a new car? If you have a savings goal in mind or just need to make some quick and easy cash, online savings accounts can be a great way to boost your savings and reach those goals sooner.