Laine Gordon

Discounted home loan rates are you eligible?

There are several ways to save on your home loan when interest rates are on the rise. Economists are tipping a string of Reserve Bank rate rises in the next year and many lenders are already raising their fixed rates

Interest rate wars How fixing can save you thousands

With the Reserve Bank ready to raise official interest rates any tick of the clock, it’s still possible to find a good fixed rate home loan deal. Unless you have a crystal ball it is difficult to know for certain what will happen to interest rates in one, three or five year’s time.

How to negotiate and knock $30,000 off your home loan

Once you’ve done the hard work of securing your home loan it’s easy to feel as if you’re locked in for the next 25 or 30 years. But with some competitive deals on offer right now it could be worth comparing home loans to see if you would benefit from refinancing.

Out with the old are new home loans ripping us off?

As competition heats up between the banks, new home loan features are sweeping the mortgage market in a bid to attract consumers to fresh, innovative products.

The home loan from hell

Nightmare mortgages and how you can avoid ending up with the home loan from hell. In March 2008, Alan and Esther found the home of their dreams. They needed a $300,000 home loan to pay for the property

Refinancing Benefits or Risky Business?

As the economic downturn continues to impact our financial stability, refinancing your home loan is a more promising option for many home owners. Paying off a mortgage can sometimes seem like financial burden, and the seemingly never-ending repayments place added financial pressure on many families.

Jumping the home loan hurdles

What are the smartest strategies for securing a home loan? It can be tough to qualify for a home loan but by having a strategy you can increase your chances, not only of getting the loan you want, but of meeting your payments if interest rates go up.

The Investor Returns

If you’ve decided it’s a good time to buy your first investment property there are plenty of competitive home loans around to help you finance the deal. Investors are returning to the residential property market

Hot auction and home loan tips

If you are considering buying a property at auction, there are a few important facts you need to know about home loans. The first step before you start bidding is to shop around for the best deals to secure a loan as this can save you thousands of dollars

The age of online savings accounts

We've become so used to thinking of banks as one homogenous mass that we're at risk of missing the opportunity to cash in on the differences. And when it comes to savings accounts these differences can really add up.