Mark Bristow

What to expect from the RBA meeting in July 2022

When it comes to hiking the national cash rate, will three times prove a charm for the Reserve Bank of Australia (RBA)? Here’s what some of the nation’s big banks are forecasting for the July 2022 meeting.

Can you use your credit card to pay your mortgage?

Most lenders won’t accept credit cards for mortgage repayment. Even if you can use your credit card to pay your mortgage, there are good reasons you may not want to.

Fixed vs variable interest rates: how to choose in 2022

Interest rates have been on the rise, with more increases predicted to come. Many borrowers may be eager to lock in a fixed interest rate to avoid being slammed with multiple rate rises, but will this really leave them better off?

2.5 million live in apartments: what the Census reveals about housing in Australia

While the classic image of the Australian Dream is a freestanding house in the suburbs, recently released figures from the 2021 Census show that around 10 per cent of Australians now live in apartments. 

Why are used cars so expensive right now?

If you’ve been looking for a used car and have been shocked by how high prices have risen, you’re not alone. While there are several factors that may have pushed used car prices upward, there are also several car financing options available for Australians in the market for a used car.

Young Australians relocate to the regions: what support is available?

New data has found that more young people are moving from Australia’s cities to its regions, almost literally in search of greener pastures. So what support is available for Australians looking for a tree change?

Can a credit card help build your credit file and credit score?

Building up your credit score from scratch can make a big difference to your financial future. While you may not need to borrow money to start your credit history, successfully applying for a credit card and managing its payments could potentially make a big difference to your credit score in a relatively short length of time.

Should I pay off my mortgage early?

Paying off your mortgage early may not always be easy, but there may be benefits to consider, such as saving money on interest charges. 

Credit scores can affect your home loan application - what you need to know

It’s important to get your finances in order before applying for a home loan. As well as thinking about your income, expenses, assets and liabilities, you may want to also consider your credit score, as this could affect how quickly our application gets assessed, and even whether you’ll be eligible for a some home loan products.

Do you need good credit for a home equity loan?

A home equity loan could be a useful option for accessing money when you’ve previously paid extra onto your mortgage or the value of your home has grown. But could you run into trouble if your credit score isn’t the best?