Mark Bristow

Some of the best home loans for investors and refinancers in June 2022

Variable interest rates are likely to rise further before the year is out, with the RBA governor committing to “do what it takes” to get inflation under control. This could put more pressure on some Australian investors and refinancers, making it more important to compare available mortgage offers.

How can young people start building their credit history?

Just as a journey of a thousand miles begins with a single step, an excellent credit score can begin when you’re young. Your track record of managing money can have long-lasting repercussions later in life, making it important for young Australians to start building positive credit habits as soon as they are able.

Mortgage redraw vs personal loan

Australians wanting to access finance to pay for personal projects may have several options available to them. Australians who are also home owners may have extra choices to consider, such as deciding between applying for a personal loan or using the redraw facility from their mortgage.

Should you start building your credit while in university?

University can be a time of when you start to fully realise your potential. This includes your financial future, which may involve establishing your credit history.

Can you have more than one car loan at the same time?

If you’re thinking of turning your home into a two-car household, you may need finance to afford that second set of wheels. But is it possible to hold two or more car loans at once, and what effects could this have on your finances?

NSW to scrap stamp duty: what this means for first home buyers

The New South Wales (NSW) state government is reportedly planning to overhaul stamp duty at its upcoming state budget, and introduce an ongoing land tax as an alternative. So what could this mean for everyone eagerly awaiting a chance to get onto the first rung of the property ladder?

How high will the RBA hike rates in June: here's what the big four banks think

Many economists are tipping that back-to-back rate hikes may be the results of the Reserve Bank of Australia’s (RBA’s) upcoming June 2022 meeting. But how high is the cash rate likely to rise this month? Here’s what the  big four banks think. 

Some of the best home loans in June 2022

With interest rates having increased following the May 2022 cash rate hike, and the Reserve Bank of Australia (RBA) potentially looking to raise rates further in the future, it’s important to compare and carefully consider your options before applying for a new home loan or refinancing an existing mortgage.

How do construction home loans work?

If you’ve found the perfect location, but not the perfect property, building your own dream house could be an option to consider. Financing your build may require a construction loan, which isn’t the same as a typical home loan.

What home loan calculators exist to make life easier?

A home loan calculator can help you quickly estimate mortgage repayments, so you can work out if you can afford the loan on your household budget. But there are other online calculators available that could help you plan your household budget before applying for a mortgage.