871 articles written by Alex Ritchie

/add-money-term-deposit
Term Deposits

Can you add money to a term deposit?

Whether you’ve used term deposits for years, or are considering opening your first, you may be curious as to if you can add money to a term deposit after it has commenced. 

/top-rated-car-loan-interest-rates-november22
Car Loans

Top rated car loan interest rates for November

Considering purchasing a vehicle in time for Christmas? You’ll want to ensure you’re comparing the best car loan options for your financial needs and situation.

/appreciation-depreciation-property
Home Loans

What is appreciation or depreciation of property?

Whether you’re an investor or first home buyer, the value of your property is a fundamental component of home ownership. The fluctuation of the value of your property is typically described as appreciation or depreciation.

/will-pay-lenders-mortgage-insurance-twice-refinance
Home Loans

Will I have to pay Lenders' Mortgage Insurance twice if I refinance?

If you’re considering refinancing, chances are you’re crunching the numbers on the cost of switching. When it comes to LMI, if your LVR is above 80%, you will need to pay it again. 

/earn-12-month-term-deposit-current-highest-rates
Term Deposits

Here's how much you could earn in a 12-month term deposit at the current highest rates

RateCity has crunched the numbers on a $20,000 balance to determine how much you could earn in a 12-month term on the current highest rates on our database.

/interest-rate-hikes-left
Home Loans

How many more interest rate hikes do we have left?

The RBA is expected to hike the cash rate next Tuesday. Millions of Australian homeowners must be wondering how many more interest rate hikes they can reasonably expect to pay. 

/50bps-rate-hike-expect-rba-november-meeting
Home Loans

Another 50bps rate hike? What to expect from the RBA November meeting

Three of the big four banks are predicting another 25 basis point cash rate hike on Tuesday at the Reserve Bank of Australia’s next Board meeting to set the cash rate.

/inflation-rate-hits-7-3-does-mean-cash-rate-home-loan
Home Loans

Inflation rate hits 7.3%: what does this mean for the cash rate and your home loan?

Inflation has reached a record not seen since the 1990s, according to the latest figures released by the ABS. This could spell bad news for mortgage holders across the country.

/new-lender-refinance-go-back-previous-lender
Home Loans

If I don't like my new lender after I refinance, can I go back to my previous lender?

Struggling with refinancers' remorse? Discover your options if you've switched lenders but realised you want to go back to your old lender.

/tell-it-scam-tell-tale-signs
Credit Score

How to tell if it’s a scam: these are the tell-tale signs

Between recent data breaches at major retailers including Optus and Medibank, and the influx of scam text messages and emails, you may be looking to increase your knowledge on how to tell if something is a scam or not.