472 articles written by Alex Ritchie

/new-lender-refinance-go-back-previous-lender
Home Loans

If I don't like my new lender after I refinance, can I go back to my previous lender?

Struggling with refinancers' remorse? Discover your options if you've switched lenders but realised you want to go back to your old lender.

/tell-it-scam-tell-tale-signs
Credit Score

How to tell if it’s a scam: these are the tell-tale signs

Between recent data breaches at major retailers including Optus and Medibank, and the influx of scam text messages and emails, you may be looking to increase your knowledge on how to tell if something is a scam or not.

/pay-credit-card-bill-paypal
Credit Cards

Can I pay my credit card bill with PayPal?

Unfortunately, it is not possible to use PayPal directly to pay for a credit card bill. You can use the PayPal balance to transfer money to your Australian bank account, and then pay your credit card bill with these funds. 

/credit-card-application-process
Credit Cards

How do you apply for a credit card? The application process explained

It is important to shop around before you apply for a credit card to ensure you get a card that suits your spending habits. Here are some tips to help you find a card that's right for your needs.

/credit-cards-bonus-frequent-flyer-points-la-london-october
Credit Cards

Credit cards with bonus frequent flyer points to take you from LA to London in October

Daydreaming of a holiday? A credit card with bonus frequent flyer points on sign up may help make your dream a reality – if you know where to look.

/earn-300k-bonus-points-sign-october-top-credit-cards
Credit Cards

Earn 300k bonus points on sign up with October’s top credit cards

Attention points chasers: this month, there are up to 300,000 bonus credit card points on offer for those who know where to look. In October, there are ten credit cards offering six-figure bulk points bonuses on sign up.

/qualify-lmi-waiver-you-doctor-accountant
Home Loans

You might qualify for a LMI waiver - but you'll have to be a doctor or an accountant

In Australia, some professionals can qualify to have LMI waived – but they may not be the borrowers you expect. RateCity research shows that the major banks offer a LMI waiver for medical and legal professionals.

/petrol-prices-rise-electric-vehicle-save-money-october
Car Loans

Petrol prices are on the rise: how an Electric Vehicle could save you money this October

Petrol prices are officially set to soar again following the end of the fuel excise tax cut for Australian drivers of petrol cars. So, it may be worth considering the long-term benefits of electric vehicles.

/savers-interest-rates-above-4
Savings Accounts

Where savers can get interest rates above 4%

RateCity research shows that there are nine savings accounts on our database offering high interest rates above 3%, and four term deposits offering rates above 4%.

/finances-sustainable-decarbonise-money
Bank Accounts

Make your finances sustainable: how to decarbonise your money

Australians may be curious to know which financial areas can make the biggest impact if you switch to an environmentally friendly company, so you can decarbonise your money