Buy Now, Pay Later debts are growing: how to use BNPL platforms safely

Are you struggling with your Buy Now, Pay Later repayments? You’re not alone, according to a new BNPL report released. However, it is possible to use BNPL platforms safely and responsibly – it may just take some small adjustments.

How do you break a term deposit?

While it is possible to end a fixed term deposit early, it will cost you in the form of costly break fees or interest rate reductions - and payment will likely not be instant.

Suncorp offers new bank account that tracks your carbon emissions

In a win for sustainable banking, Suncorp has revealed its new online transaction account that allows customers to view the estimated carbon emissions of their purchases.

How long does a credit card fraud investigation take?

So, how long does a credit card fraud investigation take? In general, it can take anywhere from 21 days to 90 days – depending on your card issuer.

Credit cards with bonus points that could take you to Bali, Japan or Hawaii

The holiday season is just around the corner, and if you’ve got travel on your mind, a credit card offering bulk sum Qantas frequent flyer points could be just the ticket. 

Are term deposit accounts subject to capital gains tax?

The tax you pay on a profit generated by a term deposit is not classified as capital gains tax. Interest earned on a term deposit is considered income though and would need to be included in your annual income tax return.

Credit cards offering up to 300k bonus points on sign up: how to nab a points bonus

Attention points chasers: This November, there’s up to 300,000 bonus credit card rewards points up for grabs - if you know where to look.

Can I negotiate a fixed term deposit rate with the bank?

Let’s explore how you can negotiate your fixed term deposit rate with a bank because, after all, if you don’t ask you don’t get. Many banks welcome negotiation, especially with deposits of over $100,000.

Who hiked home loan interest rates in November so far?

Discover the full list of who has announced rate rises for home loan customers. RateCity research shows you could be paying over $1,200 more for mortgage repayments than you were in April.

Give yourself a rate cut and up to $10k cash with cashback refinance deals

Is your current home loan rate causing financial stress to your household budget? It may be worth comparing refinancing mortgage options – and get paid a healthy bonus for it.