472 articles written by Alex Ritchie

/long-does-credit-card-fraud-investigation-take
Credit Cards

How long does a credit card fraud investigation take?

So, how long does a credit card fraud investigation take? In general, it can take anywhere from 21 days to 90 days – depending on your card issuer.

/credit-cards-bonus-points-bali-japan-hawaii
Credit Cards

Credit cards with bonus points that could take you to Bali, Japan or Hawaii

The holiday season is just around the corner, and if you’ve got travel on your mind, a credit card offering bulk sum Qantas frequent flyer points could be just the ticket. 

/term-deposit-accounts-subject-capital-gains-tax
Term Deposits

Are term deposit accounts subject to capital gains tax?

The tax you pay on a profit generated by a term deposit is not classified as capital gains tax. Interest earned on a term deposit is considered income though and would need to be included in your annual income tax return.

/Credit cards 300k bonus points sign up November22
Credit Cards

Credit cards offering up to 300k bonus points on sign up: how to nab a points bonus

Attention points chasers: This November, there’s up to 300,000 bonus credit card rewards points up for grabs - if you know where to look.

/negotiate-fixed-term-deposit-rate-bank
Term Deposits

Can I negotiate a fixed term deposit rate with the bank?

Let’s explore how you can negotiate your fixed term deposit rate with a bank because, after all, if you don’t ask you don’t get. Many banks welcome negotiation, especially with deposits of over $100,000.

/add-money-term-deposit
Term Deposits

Can you add money to a term deposit?

Whether you’ve used term deposits for years, or are considering opening your first, you may be curious as to if you can add money to a term deposit after it has commenced. 

/top-rated-car-loan-interest-rates-november22
Car Loans

Top rated car loan interest rates for November

Considering purchasing a vehicle in time for Christmas? You’ll want to ensure you’re comparing the best car loan options for your financial needs and situation.

/appreciation-depreciation-property
Home Loans

What is appreciation or depreciation of property?

Whether you’re an investor or first home buyer, the value of your property is a fundamental component of home ownership. The fluctuation of the value of your property is typically described as appreciation or depreciation.

/will-pay-lenders-mortgage-insurance-twice-refinance
Home Loans

Will I have to pay Lenders' Mortgage Insurance twice if I refinance?

If you’re considering refinancing, chances are you’re crunching the numbers on the cost of switching. When it comes to LMI, if your LVR is above 80%, you will need to pay it again. 

/50bps-rate-hike-expect-rba-november-meeting
Home Loans

Another 50bps rate hike? What to expect from the RBA November meeting

Three of the big four banks are predicting another 25 basis point cash rate hike on Tuesday at the Reserve Bank of Australia’s next Board meeting to set the cash rate.