Suburbs where property prices are falling: can you afford a mortgage there?

There are several suburbs across each Australian capital city already recording property value falls. So, is now the time to consider purchasing property or is it still out of reach?

30 cashback home loan deals up for grabs in July

There are 30 cashback deals on offer this July for homeowners looking for a competitive deal, plus extra benefits for those eligible. Compare refinance cashback deals, waived LMI and bonus credit card points offers.

Has your bank hiked home loan rates yet? When will mortgage repayments rise

The Reserve Bank of Australia has hiked the cash rate for the third month in a row, and some of the biggest names in home loan have already announced rate hikes as early as next week.

Refinancing a mortgage to pay for renovations

Whether you’re planning to knock down some walls or touch up your bathroom or kitchen, you may need to borrow some money to pay for the material and labour costs. One of the options is to refinance your home loan and free up some cash to pay for the renovations. 

Can your credit score impact how and when you're approved for a credit card?

Your credit score can significantly impact how and when you are approved for a credit card. By better understanding your credit score you may boost your chances for credit card approval.

Fight the rising cost of used cars with a top-rated car loan in July

If you’ve been in the market for a used car, you may have noticed that the cost is well above average. Drivers may instead want to prioritise a competitive, low-rate car loan to make this purchase more affordable.

How much more will you pay on your mortgage? The impact of July's rate increase

The Reserve Bank of Australia has hiked the cash rate for the third month in a row, so how much more will your home loan repayments me? RateCity has crunched the numbers on the impact on all three rate hikes.

Where to find the highest rate savings accounts and term deposits?

There is one significant upside to the Reserve Bank of Australia hiking the cash rate: savings account and term deposit rates are on the rise. So, where can you find the highest saver rates?

Will a digital home loan offer lower rates than the big four banks?

Can a digital home loan offer lower rates than your traditional loan? RateCity’s database shows that on average a digital home loan may offer a lower comparative home loan rate than the big banks.

Sydney braces for more wet weather: is your home insurance ready?

A ‘month’s worth of rain’ is due to hit Sydney in the next five days. And with more extreme weather events expected in the future thanks to climate change, now may be the time to review your home and contents insurance coverage.