What happens when interest rates rise?

We watch with anticipation as interest rates rise and fall. The impact of which affects everyone who has a home loan, term deposit or other deposit accounts. Let’s have a brief look at how it affect each finance platform.

Can a government influence your home loan interest rate?

In the run up to the election, Clive Palmer has pledged to cap home loan interest rates at a maximum of 3%. But is it possible to cap home loan rates? And can a government actually influence interest rates in Australia?

Is every mortgage calculator the same?

Taking on a home loan may seem like a massive long-term financial commitment, which it can be. But by following a few simple tips you could ease the burden and save yourself tens of thousands of dollars in the process.

What are construction home loans?

Learn more about what is a construction loan and find a construction loan that suits your renovation schedule and budget.

Is all the rain in Sydney and broader NSW costing you money?

From outbreaks of mould, to pothole damages and the humble cup of coffee, there are several ways that the recent heavy rain is costing everyday Australians more money.

How to understand a home loan comparison rate

When comparing home loans, you should always compare the comparison rate rather than the advertised interest rate. The comparison interest rate calculates the average rate, including any ongoing or upfront fees, over the life of the home loan.

Be your own broker: five tools to make your home loan comparison easier

RateCity’s home loan comparison tools can help you find and sort through some of the best mortgage market rates from Australia’s leading banks and lenders.

Get return flights to Europe with bonus frequent flyer points from these credit cards: April 2022

There are a number of credit cards in April offering bulk frequent flyer points on sign up that could take you around Australia or as far as Europe return, depending on your eligibility.

Biggest bonus points offers: top credit card points offers in April

RateCity research has found the credit cards offering the most bonus points on sign up in April, including bulk points on sign up as high as 200,000 points available.

How to make your own Australian home loan comparison

Home loans are undoubtedly one of the biggest investments most of us make in our lives, so it's easy to be lulled in with great looking introductory deals. But as well as being the biggest investment, it's also the longest investment so it's important to compare the long-term benefits of home loan types like fixed and variable.