871 articles written by Alex Ritchie

/super-sees-strong-performance-march-quarter
Superannuation

Super sees strong performance in March quarter

Superannuation assets have shown signs of growth over the last 12 months, according to the latest APRA Quarterly Superannuation Performance publication. Is now the time to make voluntary super contributions?

/crypto-legal-australia
Cryptocurrency

Is crypto legal in Australia?

Currently, cryptocurrencies and cryptocurrency exchanges are legal in Australia, including Bitcoin, Ethereum, Ripple and even Dogecoin. But what legal protections are in place for crypto traders, and could that change in the future?

/parents-pay-off-child-mortgage
Home Loans

Can parents pay off a child's mortgage?

The bank of mum and dad has become one of the most common ways young Australians are able to get a foot on the property ladder. Here are three main ways a parent may be able to pay off a child’s mortgage.

/tips-house-valuation
Home Loans

Tips for a house valuation

Taking the time to properly prepare and set up your home for valuation is crucial to ensure it is valued at the most optimal price. Here is how to prepare your home for valuation.

/best-car-loan-rate-visit-dealership
Car Loans

How to get the best car loan rate before you visit the dealership

As our desire for a new set of wheels grows, Aussies looking to drive away in a new or used vehicle may be wondering what they can do to nab a competitive car loan rate. Here are RateCity’s tips for improving your chances of getting your best car loan.

/single-parent-home-buyer-scheme-know
Home Loans

The single parent home buyer scheme: what you should know

As property price growth continues to skyrocket across the country, including in regional areas, single parents may be feeling increasingly locked out of the market. However, the 2021-2022 Federal Budget has thrown single parents a lifeline in the form of a tailor-made scheme: The Family Home Guarantee.

/when-consider-personal-loan-credit-card
Personal Loans

When should I consider a personal loan over a credit card?

Choosing between a personal loan and a credit card can be a tough financial decision. It’s worth weighing up the pros and cons of both options before you make any big purchases or consider paying off outstanding debt.

/will-balance-transfer-improve-credit-score
Credit Score

Will a balance transfer improve your credit score?

When you’re struggling to get on top of your credit card debt, one solution that may offer some financial relief is a balance transfer. However, you may be curious as to how this may affect your credit history and score.

/energy-changes-australian-budget
Energy

How energy changes under the Australian 2021 Federal Budget

The 2021-2022 Federal Budget is out, and amongst the standard tax benefits and schemes for property purchases, there have been changes announced for fuel, gas and electricity supplies

/comprehensive-look-government-property-buyer-schemes
Home Loans

Single Parents & More - A Comprehensive Look At Government Property Buyer Schemes

Australians looking to buy may have other options from the government, including property purchasing schemes, grants, concessions, and exemptions that may be available to would-be buyers.