How to pay off your EOFY sales credit card bill

Every year, the end of financial year sales grow bigger and become more exciting. But come July and August, our new credit card bills can leave a bit of sting in the tail. Here's some helpful tips for your EOFY sales credit card bill.

Home loan rates may rise as early as 2022

It seems the era of record-low interest rates may soon be over, as Commonwealth Bank Economists predict that the Reserve Bank of Australia may lift the cash rate as early as 2022.

Big banks vs small banks for mortgages

One of the first questions would-be borrowers face is which home loan provider to choose, and many may be wondering whether to opt for a big bank or a small bank for their mortgage. Let’s explore some of the advantages and risks of both.

How June’s top personal loans could fund your home or travel spending

As the Australian economy begins to exceed pre-pandemic levels and optimism returns to our finances, it appears there are two popular paths we’re considering taking: spending on home or on travel. And a personal loan may be able to help with both.

What is the maximum car loan term

In the market for a new car loan? Depending on your budget and personal financial circumstances, you may be wondering what the maximum car loan term is that you can apply for.

What is the minimum amount I can borrow on a personal loan?

When looking into getting a personal loan one of the first questions customers ask is how much money they’re eligible to borrow. But what if you only need to borrow a small amount?

When I apply for a personal loan, will the lender contact my employer?

When applying for a personal loan you need to make sure your ducks are all in a row, meaning you’ve gathered all your personal documentation and ensured you’re meeting the eligibility requirements.

Aussies skipping holidays and spending at home in 2021

Australians are skipping holidays this year due to a lack of funds, with RateCity survey respondents redirecting any travel money into the family home instead.

ANZ hikes 4- and 5-year fixed home loans but cuts 2-year rates

ANZ has today hiked its 4- and 5- year rates by up to 0.45 per cent for owner-occupiers paying principal and interest. However, the big four bank has also shaved its 2-year fixed rate by 0.10 per cent.

How identity theft can affect your credit score

Online scams, including identity theft, are some of the most common ways Australians experience financial scams each year. If you’ve been targeted by identity theft, it’s important to know how it may affect your credit score, and what you can do to repair any damage done.