What happens to my car loan if my car is written off?

It’s every driver’s worst nightmare; getting into an accident or facing damages so severe your car is written off. But if you’re still making repayments on a car loan, what happens to your loan if the vehicle is a write off?

Home loan cashback deals for June 2021

We may be nearing the end of rock-bottom interest rates as more lenders have started lifting fixed rates in recent weeks. This means that borrowers hoping to nab a competitive home loan offer may need to look to other benefits, such as cashback deals.

Can I use a car loan to buy a car privately?

In Australia, you can use a car loan to purchase a new or used vehicle from a dealer or a private seller. However, it can be a slightly more involved process when buying a vehicle from a private seller.

Four ways to pay off your car loan faster

Is your car loan weighing down your finances and preventing you from fully enjoying your new wheels? There are several ways you may be able to take back control and pay off your car loan faster.

What is a property history report, and how can it help you?

If you’re in the early stages of purchasing a property you may be curious to the history of the home you’re considering buying. After all, how can you move forward with a property if you don’t know its past, including rental yields and growth of its market value?

ANZ cuts savings rates

Big four bank, ANZ, has today cut its two main savings accounts by 0.05 per cent. This is the second time ANZ has cut its savings rates this year, despite the fact the cash rate has not moved since November 2020.

Lower rates and fintech: how online lenders have transformed the home loan market in the last decade

RateCity sat down with Marie Mortimer, Managing Director of loans.com.au, one of Australia's first and largest online lenders, to discuss how the home loan market and online lenders have changed in honour of its 10 years in business.

Can your social media presence help your credit score?

We all know that how we use credit cards or repay loans will impact our credit scores, but could the way you use social media also play a role? While it may seem a ridiculous notion, credit reporting bureaus overseas may start to review an individual’s Facebook or Twitter as part of determining their creditworthiness

Over a quarter of Aussies feel better about their finances than a year ago

Just over a quarter of Australians feel better about their finances than 12 months ago, according to research from the latest RateCity survey. There are some actions you may want to consider to take back control.

One in three homeowners fixed mortgage rates in past year

Over one in three homeowners opted to fix their mortgage rates in the past 12 months , according to research from RateCity’s consumer survey. However, Aussies still considering fixing their mortgage may have already missed the boat.