871 articles written by Alex Ritchie

/1-3-aussies-don-t-know-credit-card-interest-rate
Credit Cards

1 in 3 Aussies don’t know their credit card interest rate, do you?

New research from Defence Bank has found that one in three (35 per cent) of credit card holders don’t know their interest rate. If you’re constantly being stung by credit card interest, it may be worth considering switching to a low-rate credit card.

/saving-slowed-aussies-squirrelled-away-100b
Savings Accounts

Saving slowed over Christmas, but Aussies squirrelled away $100b

The rate of savings slowed in November according to the latest data from the Australian Prudential Regulation Authority (APRA), as millions of Aussies undoubtedly spent more on groceries and gifts in the lead up to Christmas.

/best-bank-accounts-january-2021
Bank Accounts

Best bank accounts for January 2021

As savings accounts and term deposit rates dip below 1 per cent, ensuring you have the most competitive bank account can be a great way to kick off your 2021 financial health check.

/negative-interest-rates-mean-finances
Home Loans

What would negative interest rates mean for your finances?

And as a Denmark bank announces that it is now offering 20-year home loans at zero per cent interest, you may be wondering what would a negative interest rate environment look like in Australia?

/credit-card-hangover-pay-off-holiday-debt
Credit Cards

Credit card hangover: how to pay off your holiday debt

If you find yourself struggling with a credit card debt hangover, there are steps you can take to get your finances back under control.

guide dabbling newness neobanks
Savings Accounts

A guide to dabbling in the newness of neobanks

There are some serious competitors in the finance world and neobanks are the space to watch. Here is everything you need to know if you’re considering dabbling in the world of neobanks.

/four-new-year-financial-resolutions-kickstart-2021
Bank Accounts

Four new year’s financial resolutions to kickstart 2021

Whether you’re struggling with debt, scared to try new things or have kept your finances on autopilot up until now, here are four new year’s financial resolutions to kickstart your 2021.

/bank-account-boom-banks-offering-win-business
Bank Accounts

Bank account boom: what banks are offering to win your business

Banks are fighting for your business and putting generous offers on the table for new transaction account customers.

/best-term-deposits-december-2020
Home Loans

Best term deposits for December 2020

In a low-rate environment, it can be hard to know where to find a competitive term deposit account. Many savers may need a helping hand finding their next term deposit, and this is where RateCity comes in.

/4-reasons-why-term-deposits-worth-using
Term Deposits

4 reasons why term deposits are still worth using

Aussie savers have taken a beating this year. But there are still some valid reasons why term deposits are worth using as we move into 2021.